WallStSmart

Salesforce.com Inc (CRM)vsGrab Holdings Ltd (GRAB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 1106% more annual revenue ($42.83B vs $3.55B). CRM leads profitability with a 18.7% profit margin vs 10.7%. CRM appears more attractively valued with a PEG of 0.79. CRM earns a higher WallStSmart Score of 76/100 (B+).

CRM

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50

GRAB

Buy

64

out of 100

Grade: C+

Growth: 9.3Profit: 4.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: -0.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+78.9%)

Margin of Safety

+78.9%

Fair Value

$720.27

Current Price

$150.12

$570.15 discount

UndervaluedFair: $720.27Overvalued

Intrinsic value data unavailable for GRAB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM6 strengths · Avg: 8.7/10
EPS GrowthGrowth
52.2%10/10

Earnings expanding 52.2% YoY

Market CapQuality
$134.77B9/10

Large-cap with strong market position

Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Free Cash FlowQuality
$6.56B8/10

Generating 6.6B in free cash flow

GRAB5 strengths · Avg: 8.2/10
Debt/EquityHealth
0.309/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.5%8/10

Revenue surging 23.5% year-over-year

EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

Areas to Watch

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.223/10

Elevated debt levels

GRAB4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.8%3/10

ROE of 5.8% — below average capital efficiency

Operating MarginProfitability
2.7%3/10

Operating margin of 2.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
82.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on EPS Growth, Market Cap, Return on Equity. Profitability is solid with margins at 18.7% and operating margin at 21.8%. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : GRAB

The strongest argument for GRAB centers on Debt/Equity, PEG Ratio, Price/Book. Revenue growth of 23.5% demonstrates continued momentum. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Bear Case : GRAB

The primary concerns for GRAB are Return on Equity, Operating Margin, Piotroski F-Score. A P/E of 82.5x leaves little room for execution misses.

Key Dynamics to Monitor

CRM profiles as a mature stock while GRAB is a growth play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.15 — expect wider price swings.

GRAB is growing revenue faster at 23.5% — sustainability is the question.

CRM generates stronger free cash flow (6.6B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (76/100 vs 64/100), backed by strong 18.7% margins and 13.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Grab Holdings Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Grab Holdings Ltd is a leading technology platform in Southeast Asia, providing comprehensive services in ride-hailing, food delivery, and digital payment solutions. Founded in 2012, Grab has quickly established a robust presence in the region, serving millions of urban consumers while prioritizing innovation and sustainability. The company's continuous investment in strategic partnerships and advanced technology enhances its service offerings and operational efficiency. As Grab evolves its service portfolio and expands geographically, it is well-positioned to capitalize on the growing demand for integrated consumer solutions within the dynamic Southeast Asian digital economy.

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