GoPro Inc (GPRO)vsPaymentus Holdings, Inc. (PAY)
GPRO
GoPro Inc
$1.27
-2.31%
TECHNOLOGY · Cap: $278.58M
PAY
Paymentus Holdings, Inc.
$32.30
-6.38%
TECHNOLOGY · Cap: $4.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Paymentus Holdings, Inc. generates 139% more annual revenue ($1.36B vs $568.59M). PAY leads profitability with a 6.2% profit margin vs -28.5%. PAY earns a higher WallStSmart Score of 54/100 (C-).
GPRO
Hold37
out of 100
Grade: F
PAY
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GPRO.
Margin of Safety
+42.9%
Fair Value
$42.98
Current Price
$32.30
$10.68 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Growing faster than its price suggests
Earnings expanding 81.8% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Revenue surging 28.8% year-over-year
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -236.1% — below average capital efficiency
Revenue declined 31.3%
6.2% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : GPRO
The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.
Bull Case : PAY
The strongest argument for PAY centers on EPS Growth, Debt/Equity, Altman Z-Score. Revenue growth of 28.8% demonstrates continued momentum.
Bear Case : GPRO
The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.
Bear Case : PAY
The primary concerns for PAY are Profit Margin, P/E Ratio. A P/E of 52.3x leaves little room for execution misses.
Key Dynamics to Monitor
GPRO profiles as a turnaround stock while PAY is a growth play — different risk/reward profiles.
GPRO carries more volatility with a beta of 2.45 — expect wider price swings.
PAY is growing revenue faster at 28.8% — sustainability is the question.
PAY generates stronger free cash flow (40M), providing more financial flexibility.
Bottom Line
PAY scores higher overall (54/100 vs 37/100) and 28.8% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
GoPro Inc
TECHNOLOGY · CONSUMER ELECTRONICS · USA
GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.
Paymentus Holdings, Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Paymentus Holdings, Inc. provides electronic bill submission and payment services. The company is headquartered in Redmond, Washington with additional offices in the United States, Canada, and India.
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