WallStSmart

Granite Point Mortgage Trust Inc (GPMT)vsIron Mountain Incorporated (IRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Iron Mountain Incorporated generates 70428% more annual revenue ($7.25B vs $10.27M). IRM leads profitability with a 3.8% profit margin vs 0.0%. IRM earns a higher WallStSmart Score of 64/100 (C+).

GPMT

Hold

36

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 4.3
Piotroski: 5/9

IRM

Buy

64

out of 100

Grade: C+

Growth: 8.7Profit: 7.0Value: 2.0Quality: 6.5
Piotroski: 2/9Altman Z: 0.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GPMT.

IRMSignificantly Overvalued (-41.5%)

Margin of Safety

-41.5%

Fair Value

$70.83

Current Price

$124.66

$53.83 premium

UndervaluedFair: $70.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPMT2 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
92.8%10/10

Revenue surging 92.8% year-over-year

IRM5 strengths · Avg: 9.2/10
Return on EquityProfitability
225.1%10/10

Every $100 of equity generates 225 in profit

EPS GrowthGrowth
860.0%10/10

Earnings expanding 860.0% YoY

Debt/EquityHealth
-16.2310/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

Revenue GrowthGrowth
21.6%8/10

Revenue surging 21.6% year-over-year

Areas to Watch

GPMT4 concerns · Avg: 2.8/10
Market CapQuality
$73.32M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.793/10

Elevated debt levels

Return on EquityProfitability
-6.4%2/10

ROE of -6.4% — below average capital efficiency

IRM4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

P/E RatioValuation
138.3x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : GPMT

The strongest argument for GPMT centers on Price/Book, Revenue Growth. Revenue growth of 92.8% demonstrates continued momentum.

Bull Case : IRM

The strongest argument for IRM centers on Return on Equity, EPS Growth, Debt/Equity. Revenue growth of 21.6% demonstrates continued momentum.

Bear Case : GPMT

The primary concerns for GPMT are Market Cap, Profit Margin, Debt/Equity. Debt-to-equity of 1.79 is elevated, increasing financial risk.

Bear Case : IRM

The primary concerns for IRM are Profit Margin, Piotroski F-Score, PEG Ratio. A P/E of 138.3x leaves little room for execution misses. Thin 3.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

GPMT profiles as a hypergrowth stock while IRM is a growth play — different risk/reward profiles.

GPMT carries more volatility with a beta of 1.64 — expect wider price swings.

GPMT is growing revenue faster at 92.8% — sustainability is the question.

GPMT generates stronger free cash flow (-5M), providing more financial flexibility.

Bottom Line

IRM scores higher overall (64/100 vs 36/100) and 21.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Granite Point Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.

Iron Mountain Incorporated

REAL ESTATE · REIT - SPECIALTY · USA

Iron Mountain Inc. (NYSE: IRM) is an American enterprise information management services company founded in 1951 and headquartered in Boston, Massachusetts.

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