Greystone Housing Impact Investors LP (GHI)vsUWM Holdings Corp (UWMC)
GHI
Greystone Housing Impact Investors LP
$5.30
-2.57%
FINANCIAL SERVICES · Cap: $121.35M
UWMC
UWM Holdings Corp
$2.59
-1.15%
FINANCIAL SERVICES · Cap: $3.85B
Smart Verdict
WallStSmart Research — data-driven comparison
UWM Holdings Corp generates 14225% more annual revenue ($3.61B vs $25.19M). UWMC leads profitability with a 1.8% profit margin vs -30.8%. UWMC earns a higher WallStSmart Score of 66/100 (B-).
GHI
Avoid33
out of 100
Grade: F
UWMC
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Strong operational efficiency at 40.7%
Earnings expanding 277.8% YoY
Every $100 of equity generates 29 in profit
Revenue surging 24.4% year-over-year
Areas to Watch
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Weak financial health signals
Revenue declined 15.6%
1.8% margin — thin
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GHI
The strongest argument for GHI centers on Price/Book, Debt/Equity. PEG of 1.04 suggests the stock is reasonably priced for its growth.
Bull Case : UWMC
The strongest argument for UWMC centers on P/E Ratio, Operating Margin, EPS Growth. Revenue growth of 24.4% demonstrates continued momentum.
Bear Case : GHI
The primary concerns for GHI are Market Cap, Return on Equity, Piotroski F-Score.
Bear Case : UWMC
The primary concerns for UWMC are Profit Margin, Free Cash Flow, Altman Z-Score. Debt-to-equity of 70.65 is elevated, increasing financial risk. Thin 1.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
GHI profiles as a turnaround stock while UWMC is a growth play — different risk/reward profiles.
UWMC carries more volatility with a beta of 1.77 — expect wider price swings.
UWMC is growing revenue faster at 24.4% — sustainability is the question.
GHI generates stronger free cash flow (-171M), providing more financial flexibility.
Bottom Line
UWMC scores higher overall (66/100 vs 33/100) and 24.4% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Greystone Housing Impact Investors LP
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Greystone Housing Impact Investors LP acquires, holds, sells, and deals in a portfolio of mortgage revenue bonds (MRBs) that are issued to provide construction and/or permanent financing for multifamily and student housing, and residential and commercial properties. The company is headquartered in Omaha, Nebraska.
Visit Website →UWM Holdings Corp
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan.
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