WallStSmart

Grid Dynamics Holdings Inc (GDYN)vsInfosys Ltd ADR (INFY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Infosys Ltd ADR generates 4719% more annual revenue ($19.85B vs $411.83M). INFY leads profitability with a 16.2% profit margin vs 2.4%. INFY trades at a lower P/E of 17.0x. INFY earns a higher WallStSmart Score of 48/100 (D+).

GDYN

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.0Value: 3.0Quality: 5.0

INFY

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 9.0Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GDYNSignificantly Overvalued (-766.7%)

Margin of Safety

-766.7%

Fair Value

$0.75

Current Price

$5.69

$4.94 premium

UndervaluedFair: $0.75Overvalued
INFYSignificantly Overvalued (-200.8%)

Margin of Safety

-200.8%

Fair Value

$5.24

Current Price

$13.17

$7.93 premium

UndervaluedFair: $5.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GDYN1 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

INFY3 strengths · Avg: 9.0/10
Return on EquityProfitability
32.7%10/10

Every $100 of equity generates 33 in profit

Market CapQuality
$53.86B9/10

Large-cap with strong market position

P/E RatioValuation
17.0x8/10

Attractively priced relative to earnings

Areas to Watch

GDYN4 concerns · Avg: 3.0/10
Market CapQuality
$513.83M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.8%3/10

ROE of 1.8% — below average capital efficiency

Profit MarginProfitability
2.4%3/10

2.4% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

INFY3 concerns · Avg: 3.3/10
PEG RatioValuation
2.224/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
-5.3%2/10

Earnings declined 5.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : GDYN

The strongest argument for GDYN centers on Price/Book.

Bull Case : INFY

The strongest argument for INFY centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 16.2% and operating margin at 18.0%.

Bear Case : GDYN

The primary concerns for GDYN are Market Cap, Return on Equity, Profit Margin. A P/E of 54.7x leaves little room for execution misses. Thin 2.4% margins leave little buffer for downturns.

Bear Case : INFY

The primary concerns for INFY are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

GDYN carries more volatility with a beta of 0.82 — expect wider price swings.

GDYN is growing revenue faster at 5.9% — sustainability is the question.

INFY generates stronger free cash flow (924M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INFY scores higher overall (48/100 vs 42/100), backed by strong 16.2% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grid Dynamics Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Grid Dynamics Holdings, Inc., provides enterprise-grade digital transformation services for Fortune 1000 corporations in the United States and Central and Eastern European countries. The company is headquartered in San Ramon, California.

Infosys Ltd ADR

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Infosys Limited offers next generation digital consulting, technology, outsourcing and services in North America, Europe, India and internationally. The company is headquartered in Bengaluru, India.

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