Fidelity National Information Services Inc (FIS)vsGrid Dynamics Holdings Inc (GDYN)
FIS
Fidelity National Information Services Inc
$40.95
-1.28%
TECHNOLOGY · Cap: $20.26B
GDYN
Grid Dynamics Holdings Inc
$7.04
-6.13%
TECHNOLOGY · Cap: $547.75M
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Information Services Inc generates 2653% more annual revenue ($11.44B vs $415.51M). FIS leads profitability with a 23.4% profit margin vs 1.3%. FIS trades at a lower P/E of 7.6x. FIS earns a higher WallStSmart Score of 87/100 (A).
FIS
Exceptional Buy87
out of 100
Grade: A
GDYN
Hold36
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+8.2%
Fair Value
$52.61
Current Price
$40.95
$11.66 discount
Margin of Safety
+65.9%
Fair Value
$19.04
Current Price
$7.04
$12.00 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 30.1% year-over-year
Earnings expanding 3041.0% YoY
Keeps 23 of every $100 in revenue as profit
Reasonable price relative to book value
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
3.7% revenue growth
Smaller company, higher risk/reward
ROE of 1.0% — below average capital efficiency
1.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : FIS
The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.
Bull Case : GDYN
The strongest argument for GDYN centers on Price/Book, Debt/Equity, Altman Z-Score.
Bear Case : FIS
The primary concerns for FIS are Debt/Equity, Altman Z-Score.
Bear Case : GDYN
The primary concerns for GDYN are Revenue Growth, Market Cap, Return on Equity. A P/E of 109.2x leaves little room for execution misses. Thin 1.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
FIS profiles as a growth stock while GDYN is a value play — different risk/reward profiles.
GDYN carries more volatility with a beta of 0.94 — expect wider price swings.
FIS is growing revenue faster at 30.1% — sustainability is the question.
FIS generates stronger free cash flow (695M), providing more financial flexibility.
Bottom Line
FIS scores higher overall (87/100 vs 36/100), backed by strong 23.4% margins and 30.1% revenue growth. GDYN offers better value entry with a 65.9% margin of safety. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fidelity National Information Services Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
Grid Dynamics Holdings Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Grid Dynamics Holdings, Inc., provides enterprise-grade digital transformation services for Fortune 1000 corporations in the United States and Central and Eastern European countries. The company is headquartered in San Ramon, California.
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