WallStSmart

Cognizant Technology Solutions Corp Class A (CTSH)vsGrid Dynamics Holdings Inc (GDYN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cognizant Technology Solutions Corp Class A generates 5052% more annual revenue ($21.41B vs $415.51M). CTSH leads profitability with a 10.4% profit margin vs 1.3%. CTSH trades at a lower P/E of 11.3x. CTSH earns a higher WallStSmart Score of 67/100 (B-).

CTSH

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 7.0Value: 9.3Quality: 8.5
Piotroski: 5/9Altman Z: 4.49

GDYN

Hold

36

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 5.7Quality: 9.0
Piotroski: 4/9Altman Z: 6.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTSHUndervalued (+73.8%)

Margin of Safety

+73.8%

Fair Value

$270.97

Current Price

$53.21

$217.76 discount

UndervaluedFair: $270.97Overvalued
GDYNUndervalued (+65.9%)

Margin of Safety

+65.9%

Fair Value

$19.04

Current Price

$7.04

$12.00 discount

UndervaluedFair: $19.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTSH5 strengths · Avg: 9.2/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.858/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

GDYN3 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.1010/10

Safe zone — low bankruptcy risk

Areas to Watch

CTSH1 concerns · Avg: 4.0/10
EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

GDYN4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.7%4/10

3.7% revenue growth

Market CapQuality
$547.75M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.0%3/10

ROE of 1.0% — below average capital efficiency

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CTSH

The strongest argument for CTSH centers on P/E Ratio, Debt/Equity, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bull Case : GDYN

The strongest argument for GDYN centers on Price/Book, Debt/Equity, Altman Z-Score.

Bear Case : CTSH

The primary concerns for CTSH are EPS Growth.

Bear Case : GDYN

The primary concerns for GDYN are Revenue Growth, Market Cap, Return on Equity. A P/E of 109.2x leaves little room for execution misses. Thin 1.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

GDYN carries more volatility with a beta of 0.94 — expect wider price swings.

CTSH is growing revenue faster at 5.8% — sustainability is the question.

CTSH generates stronger free cash flow (198M), providing more financial flexibility.

Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CTSH scores higher overall (67/100 vs 36/100). GDYN offers better value entry with a 65.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cognizant Technology Solutions Corp Class A

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cognizant is an American multinational technology company that provides business consulting, information technology and outsourcing services. It is headquartered in Teaneck, New Jersey, United States.

Grid Dynamics Holdings Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Grid Dynamics Holdings, Inc., provides enterprise-grade digital transformation services for Fortune 1000 corporations in the United States and Central and Eastern European countries. The company is headquartered in San Ramon, California.

Want to dig deeper into these stocks?