Fortinet Inc (FTNT)vsPaymentus Holdings, Inc. (PAY)
FTNT
Fortinet Inc
$159.64
-0.29%
TECHNOLOGY · Cap: $123.48B
PAY
Paymentus Holdings, Inc.
$38.57
-3.86%
TECHNOLOGY · Cap: $4.29B
Smart Verdict
WallStSmart Research — data-driven comparison
Fortinet Inc generates 488% more annual revenue ($7.53B vs $1.28B). FTNT leads profitability with a 28.2% profit margin vs 5.8%. FTNT trades at a lower P/E of 57.8x. FTNT earns a higher WallStSmart Score of 71/100 (B).
FTNT
Strong Buy71
out of 100
Grade: B
PAY
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+40.9%
Fair Value
$277.92
Current Price
$159.64
$118.28 discount
Margin of Safety
+39.0%
Fair Value
$40.18
Current Price
$38.57
$1.61 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 197 in profit
Strong operational efficiency at 33.6%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Revenue surging 25.6% year-over-year
Earnings expanding 43.9% YoY
Revenue surging 30.2% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Earnings expanding 45.5% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Premium valuation, high expectations priced in
Trading at 75.7x book value
Trading at 8.3x book value
5.8% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : FTNT
The strongest argument for FTNT centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 28.2% and operating margin at 33.6%. Revenue growth of 25.6% demonstrates continued momentum.
Bull Case : PAY
The strongest argument for PAY centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.2% demonstrates continued momentum.
Bear Case : FTNT
The primary concerns for FTNT are PEG Ratio, Altman Z-Score, P/E Ratio. A P/E of 57.8x leaves little room for execution misses.
Bear Case : PAY
The primary concerns for PAY are Price/Book, Profit Margin, P/E Ratio. A P/E of 59.8x leaves little room for execution misses.
Key Dynamics to Monitor
FTNT profiles as a growth stock while PAY is a hypergrowth play — different risk/reward profiles.
PAY carries more volatility with a beta of 1.30 — expect wider price swings.
PAY is growing revenue faster at 30.2% — sustainability is the question.
FTNT generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
FTNT scores higher overall (71/100 vs 54/100), backed by strong 28.2% margins and 25.6% revenue growth. PAY offers better value entry with a 39.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fortinet Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Fortinet (Nasdaq: FTNT) is an American multinational corporation headquartered in Sunnyvale, California. It develops and sells cybersecurity solutions, including but not limited to physical products such as firewalls, plus software and services such as anti-virus protection, intrusion prevention systems and endpoint security components.
Paymentus Holdings, Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Paymentus Holdings, Inc. provides electronic bill submission and payment services. The company is headquartered in Redmond, Washington with additional offices in the United States, Canada, and India.
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