Fortinet Inc (FTNT)vsPaymentus Holdings, Inc. (PAY)
FTNT
Fortinet Inc
$148.00
-1.84%
TECHNOLOGY · Cap: $109.52B
PAY
Paymentus Holdings, Inc.
$20.21
+1.03%
TECHNOLOGY · Cap: $2.66B
Smart Verdict
WallStSmart Research — data-driven comparison
Fortinet Inc generates 456% more annual revenue ($7.11B vs $1.28B). FTNT leads profitability with a 27.5% profit margin vs 5.8%. PAY trades at a lower P/E of 37.0x. FTNT earns a higher WallStSmart Score of 67/100 (B-).
FTNT
Strong Buy67
out of 100
Grade: B-
PAY
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+45.3%
Fair Value
$264.55
Current Price
$148.00
$116.55 discount
Margin of Safety
+39.1%
Fair Value
$40.27
Current Price
$20.21
$20.06 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 197 in profit
Strong operational efficiency at 31.3%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Revenue surging 20.1% year-over-year
Earnings expanding 28.6% YoY
Revenue surging 30.2% year-over-year
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Earnings expanding 45.5% YoY
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 109.6x book value
Premium valuation, high expectations priced in
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : FTNT
The strongest argument for FTNT centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 27.5% and operating margin at 31.3%. Revenue growth of 20.1% demonstrates continued momentum.
Bull Case : PAY
The strongest argument for PAY centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 30.2% demonstrates continued momentum.
Bear Case : FTNT
The primary concerns for FTNT are Altman Z-Score, PEG Ratio, P/E Ratio. A P/E of 57.7x leaves little room for execution misses.
Bear Case : PAY
The primary concerns for PAY are P/E Ratio, Profit Margin.
Key Dynamics to Monitor
FTNT profiles as a growth stock while PAY is a hypergrowth play — different risk/reward profiles.
PAY carries more volatility with a beta of 1.31 — expect wider price swings.
PAY is growing revenue faster at 30.2% — sustainability is the question.
FTNT generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
FTNT scores higher overall (67/100 vs 56/100), backed by strong 27.5% margins and 20.1% revenue growth. PAY offers better value entry with a 39.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fortinet Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Fortinet (Nasdaq: FTNT) is an American multinational corporation headquartered in Sunnyvale, California. It develops and sells cybersecurity solutions, including but not limited to physical products such as firewalls, plus software and services such as anti-virus protection, intrusion prevention systems and endpoint security components.
Paymentus Holdings, Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Paymentus Holdings, Inc. provides electronic bill submission and payment services. The company is headquartered in Redmond, Washington with additional offices in the United States, Canada, and India.
Visit Website →Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
Want to dig deeper into these stocks?