Crowdstrike Holdings Inc (CRWD)vsPaymentus Holdings, Inc. (PAY)
CRWD
Crowdstrike Holdings Inc
$249.35
+0.28%
TECHNOLOGY · Cap: $211.69B
PAY
Paymentus Holdings, Inc.
$32.30
-6.38%
TECHNOLOGY · Cap: $4.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Crowdstrike Holdings Inc generates 297% more annual revenue ($5.40B vs $1.36B). PAY leads profitability with a 6.2% profit margin vs 0.8%. PAY trades at a lower P/E of 52.3x. PAY earns a higher WallStSmart Score of 54/100 (C-).
CRWD
Hold43
out of 100
Grade: D
PAY
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CRWD.
Margin of Safety
+42.9%
Fair Value
$42.98
Current Price
$32.30
$10.68 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Earnings expanding 533.0% YoY
Conservative balance sheet, low leverage
Revenue surging 25.8% year-over-year
Earnings expanding 81.8% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Revenue surging 28.8% year-over-year
Areas to Watch
ROE of 1.1% — below average capital efficiency
0.8% margin — thin
Weak financial health signals
Expensive relative to growth rate
6.2% margin — thin
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : CRWD
The strongest argument for CRWD centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 25.8% demonstrates continued momentum.
Bull Case : PAY
The strongest argument for PAY centers on EPS Growth, Debt/Equity, Altman Z-Score. Revenue growth of 28.8% demonstrates continued momentum.
Bear Case : CRWD
The primary concerns for CRWD are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 5168.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.
Bear Case : PAY
The primary concerns for PAY are Profit Margin, P/E Ratio. A P/E of 52.3x leaves little room for execution misses.
Key Dynamics to Monitor
PAY carries more volatility with a beta of 1.31 — expect wider price swings.
PAY is growing revenue faster at 28.8% — sustainability is the question.
CRWD generates stronger free cash flow (406M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PAY scores higher overall (54/100 vs 43/100) and 28.8% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Crowdstrike Holdings Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.
Visit Website →Paymentus Holdings, Inc.
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Paymentus Holdings, Inc. provides electronic bill submission and payment services. The company is headquartered in Redmond, Washington with additional offices in the United States, Canada, and India.
Visit Website →Compare with Other SOFTWARE - INFRASTRUCTURE Stocks
Want to dig deeper into these stocks?