WallStSmart

Floor & Decor Holdings Inc (FND)vsHilton Grand Vacations Inc (HGV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 0% more annual revenue ($4.71B vs $4.70B). FND leads profitability with a 4.9% profit margin vs 3.2%. HGV trades at a lower P/E of 26.2x. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

HGV

Hold

45

out of 100

Grade: D+

Growth: 4.7Profit: 6.0Value: 5.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+16.0%)

Margin of Safety

+16.0%

Fair Value

$82.06

Current Price

$62.69

$19.37 discount

UndervaluedFair: $82.06Overvalued

Intrinsic value data unavailable for HGV.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

HGV0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

HGV4 concerns · Avg: 2.8/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

EPS GrowthGrowth
-40.7%2/10

Earnings declined 40.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : HGV

HGV has a balanced fundamental profile.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : HGV

The primary concerns for HGV are P/E Ratio, Profit Margin, EPS Growth. Debt-to-equity of 6.18 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.58 — expect wider price swings.

HGV is growing revenue faster at 6.2% — sustainability is the question.

HGV generates stronger free cash flow (122M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FND scores higher overall (53/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Hilton Grand Vacations Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.

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