WallStSmart

Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vsInteractive Brokers Group Inc (IBKR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Interactive Brokers Group Inc generates 1163% more annual revenue ($6.45B vs $510.35M). FIGR leads profitability with a 35.2% profit margin vs 16.1%. FIGR trades at a lower P/E of 34.1x. FIGR earns a higher WallStSmart Score of 67/100 (B-).

FIGR

Strong Buy

67

out of 100

Grade: B-

Growth: 10.0Profit: 7.5Value: 4.7Quality: 7.0
Piotroski: 3/9Altman Z: 1.53

IBKR

Buy

64

out of 100

Grade: C+

Growth: 8.7Profit: 7.5Value: 4.3Quality: 6.5
Piotroski: 3/9Altman Z: 0.41

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FIGR5 strengths · Avg: 9.4/10
Profit MarginProfitability
35.2%10/10

Keeps 35 of every $100 in revenue as profit

Revenue GrowthGrowth
119.2%10/10

Revenue surging 119.2% year-over-year

EPS GrowthGrowth
277.8%10/10

Earnings expanding 277.8% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

Operating MarginProfitability
24.9%8/10

Strong operational efficiency at 24.9%

IBKR6 strengths · Avg: 8.8/10
Operating MarginProfitability
76.8%10/10

Strong operational efficiency at 76.8%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Market CapQuality
$157.34B9/10

Large-cap with strong market position

Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

EPS GrowthGrowth
22.9%8/10

Earnings expanding 22.9% YoY

Free Cash FlowQuality
$3.58B8/10

Generating 3.6B in free cash flow

Areas to Watch

FIGR4 concerns · Avg: 3.3/10
P/E RatioValuation
34.1x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-44.25M2/10

Negative free cash flow — burning cash

IBKR4 concerns · Avg: 3.3/10
PEG RatioValuation
2.454/10

Expensive relative to growth rate

P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.412/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FIGR

The strongest argument for FIGR centers on Profit Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 35.2% and operating margin at 24.9%. Revenue growth of 119.2% demonstrates continued momentum.

Bull Case : IBKR

The strongest argument for IBKR centers on Operating Margin, Debt/Equity, Market Cap. Profitability is solid with margins at 16.1% and operating margin at 76.8%. Revenue growth of 16.8% demonstrates continued momentum.

Bear Case : FIGR

The primary concerns for FIGR are P/E Ratio, Altman Z-Score, Piotroski F-Score.

Bear Case : IBKR

The primary concerns for IBKR are PEG Ratio, P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

FIGR is growing revenue faster at 119.2% — sustainability is the question.

IBKR generates stronger free cash flow (3.6B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FIGR scores higher overall (67/100 vs 64/100), backed by strong 35.2% margins and 119.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Figure Technology Solutions, Inc. Class A Common Stock

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.

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Interactive Brokers Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.

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