WallStSmart

Circle Internet Group, Inc. (CRCL)vsInteractive Brokers Group Inc (IBKR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Interactive Brokers Group Inc generates 143% more annual revenue ($7.06B vs $2.91B). IBKR leads profitability with a 16.7% profit margin vs 15.5%. IBKR appears more attractively valued with a PEG of 1.48. IBKR earns a higher WallStSmart Score of 66/100 (B-).

CRCL

Hold

42

out of 100

Grade: D

Growth: 6.0Profit: 5.5Value: 3.0Quality: 5.0
Piotroski: 2/9Altman Z: 0.07

IBKR

Strong Buy

66

out of 100

Grade: B-

Growth: 8.0Profit: 7.5Value: 5.0Quality: 5.0
Piotroski: 2/9Altman Z: 0.39

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRCL1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

IBKR4 strengths · Avg: 9.3/10
Operating MarginProfitability
77.7%10/10

Strong operational efficiency at 77.7%

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Market CapQuality
$140.89B9/10

Large-cap with strong market position

Free Cash FlowQuality
$6.20B8/10

Generating 6.2B in free cash flow

Areas to Watch

CRCL4 concerns · Avg: 2.5/10
Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
6.862/10

Expensive relative to growth rate

P/E RatioValuation
55.9x2/10

Premium valuation, high expectations priced in

IBKR3 concerns · Avg: 3.0/10
P/E RatioValuation
31.6x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.392/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRCL

The strongest argument for CRCL centers on Debt/Equity. Profitability is solid with margins at 15.5% and operating margin at 4.9%.

Bull Case : IBKR

The strongest argument for IBKR centers on Operating Margin, Debt/Equity, Market Cap. Profitability is solid with margins at 16.7% and operating margin at 77.7%. Revenue growth of 13.5% demonstrates continued momentum.

Bear Case : CRCL

The primary concerns for CRCL are Operating Margin, Piotroski F-Score, PEG Ratio. A P/E of 55.9x leaves little room for execution misses.

Bear Case : IBKR

The primary concerns for IBKR are P/E Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

IBKR is growing revenue faster at 13.5% — sustainability is the question.

IBKR generates stronger free cash flow (6.2B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IBKR scores higher overall (66/100 vs 42/100), backed by strong 16.7% margins and 13.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Circle Internet Group, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Circle Internet Group, Inc. is a platform, network, and market infrastructure for stablecoin and blockchain applications. The company is headquartered in New York, New York.

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Interactive Brokers Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.

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