WallStSmart

Circle Internet Group, Inc. (CRCL)vsInteractive Brokers Group Inc (IBKR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Interactive Brokers Group Inc generates 140% more annual revenue ($6.87B vs $2.86B). IBKR leads profitability with a 16.4% profit margin vs -2.8%. IBKR appears more attractively valued with a PEG of 2.55. IBKR earns a higher WallStSmart Score of 68/100 (B-).

CRCL

Avoid

35

out of 100

Grade: F

Growth: 6.7Profit: 3.0Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 0.07

IBKR

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 7.5Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.41

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRCL2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
20.0%8/10

Revenue surging 20.0% year-over-year

IBKR5 strengths · Avg: 8.6/10
Operating MarginProfitability
76.8%10/10

Strong operational efficiency at 76.8%

Market CapQuality
$158.60B9/10

Large-cap with strong market position

Revenue GrowthGrowth
23.7%8/10

Revenue surging 23.7% year-over-year

EPS GrowthGrowth
36.9%8/10

Earnings expanding 36.9% YoY

Free Cash FlowQuality
$3.58B8/10

Generating 3.6B in free cash flow

Areas to Watch

CRCL4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
6.862/10

Expensive relative to growth rate

Return on EquityProfitability
-2.3%2/10

ROE of -2.3% — below average capital efficiency

EPS GrowthGrowth
-80.9%2/10

Earnings declined 80.9%

IBKR4 concerns · Avg: 2.8/10
P/E RatioValuation
37.1x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.412/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRCL

The strongest argument for CRCL centers on Debt/Equity, Revenue Growth. Revenue growth of 20.0% demonstrates continued momentum.

Bull Case : IBKR

The strongest argument for IBKR centers on Operating Margin, Market Cap, Revenue Growth. Profitability is solid with margins at 16.4% and operating margin at 76.8%. Revenue growth of 23.7% demonstrates continued momentum.

Bear Case : CRCL

The primary concerns for CRCL are Piotroski F-Score, PEG Ratio, Return on Equity.

Bear Case : IBKR

The primary concerns for IBKR are P/E Ratio, Piotroski F-Score, PEG Ratio. Debt-to-equity of 7.69 is elevated, increasing financial risk.

Key Dynamics to Monitor

IBKR is growing revenue faster at 23.7% — sustainability is the question.

IBKR generates stronger free cash flow (3.6B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IBKR scores higher overall (68/100 vs 35/100), backed by strong 16.4% margins and 23.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Circle Internet Group, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Circle Internet Group, Inc. is a platform, network, and market infrastructure for stablecoin and blockchain applications. The company is headquartered in New York, New York.

Visit Website →

Interactive Brokers Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Interactive Brokers Group, Inc. is a global automated electronic broker. The company is headquartered in Greenwich, Connecticut.

Want to dig deeper into these stocks?