WallStSmart

Franklin Covey Company (FC)vsProcter & Gamble Company (PG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 32990% more annual revenue ($86.72B vs $262.06M). PG leads profitability with a 19.2% profit margin vs -0.9%. FC appears more attractively valued with a PEG of 0.95. PG earns a higher WallStSmart Score of 61/100 (C+).

FC

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 3.0Value: 7.0Quality: 5.0

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 6.0
Piotroski: 4/9Altman Z: 3.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FCUndervalued (+19.9%)

Margin of Safety

+19.9%

Fair Value

$23.42

Current Price

$21.20

$2.22 discount

UndervaluedFair: $23.42Overvalued
PGSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$107.17

Current Price

$146.46

$39.29 premium

UndervaluedFair: $107.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FC1 strengths · Avg: 8.0/10
PEG RatioValuation
0.958/10

Growing faster than its price suggests

PG5 strengths · Avg: 9.2/10
Market CapQuality
$342.51B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.1%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

Free Cash FlowQuality
$3.03B8/10

Generating 3.0B in free cash flow

Areas to Watch

FC4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$243.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4.2%2/10

ROE of -4.2% — below average capital efficiency

EPS GrowthGrowth
-61.3%2/10

Earnings declined 61.3%

PG1 concerns · Avg: 2.0/10
PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FC

The strongest argument for FC centers on PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.

Bear Case : FC

The primary concerns for FC are Revenue Growth, Market Cap, Return on Equity.

Bear Case : PG

The primary concerns for PG are PEG Ratio.

Key Dynamics to Monitor

FC profiles as a turnaround stock while PG is a mature play — different risk/reward profiles.

FC carries more volatility with a beta of 0.58 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

PG generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

PG scores higher overall (61/100 vs 37/100), backed by strong 19.2% margins. FC offers better value entry with a 19.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Franklin Covey Company

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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