WallStSmart

Franklin Covey Company (FC)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 975% more annual revenue ($2.82B vs $262.03M). TAL leads profitability with a 9.9% profit margin vs -0.5%. TAL appears more attractively valued with a PEG of 0.46. TAL earns a higher WallStSmart Score of 68/100 (B-).

FC

Hold

41

out of 100

Grade: D

Growth: 4.7Profit: 3.0Value: 6.7Quality: 5.0

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 5.3Profit: 5.0Value: 10.0Quality: 6.3
Piotroski: 3/9Altman Z: 2.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for FC.

TALUndervalued (+47.1%)

Margin of Safety

+47.1%

Fair Value

$22.46

Current Price

$11.30

$11.16 discount

UndervaluedFair: $22.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FC1 strengths · Avg: 8.0/10
PEG RatioValuation
0.608/10

Growing faster than its price suggests

TAL3 strengths · Avg: 8.7/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

Areas to Watch

FC4 concerns · Avg: 2.5/10
Market CapQuality
$146.16M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.7%3/10

Operating margin of 0.7%

Return on EquityProfitability
-2.1%2/10

ROE of -2.1% — below average capital efficiency

Revenue GrowthGrowth
-7.3%2/10

Revenue declined 7.3%

TAL2 concerns · Avg: 3.0/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : FC

The strongest argument for FC centers on PEG Ratio. PEG of 0.60 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 27.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : FC

The primary concerns for FC are Market Cap, Operating Margin, Return on Equity.

Bear Case : TAL

The primary concerns for TAL are Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

FC profiles as a turnaround stock while TAL is a growth play — different risk/reward profiles.

FC carries more volatility with a beta of 0.72 — expect wider price swings.

TAL is growing revenue faster at 27.0% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (68/100 vs 41/100) and 27.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Franklin Covey Company

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Franklin Covey Co. provides training and consulting services in the areas of execution, sales performance, productivity, customer loyalty, leadership, and educational improvement for organizations and individuals globally. The company is headquartered in Salt Lake City, Utah.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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