WallStSmart

Equity Residential (EQR)vsUDR Inc (UDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equity Residential generates 76% more annual revenue ($3.11B vs $1.77B). EQR leads profitability with a 30.6% profit margin vs 27.8%. EQR appears more attractively valued with a PEG of 8.15. UDR earns a higher WallStSmart Score of 59/100 (C).

EQR

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 7.5Value: 4.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.11

UDR

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 7.0Value: 6.0Quality: 3.5
Piotroski: 5/9Altman Z: 0.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EQROvervalued (-9.1%)

Margin of Safety

-9.1%

Fair Value

$59.28

Current Price

$69.83

$10.55 premium

UndervaluedFair: $59.28Overvalued
UDRUndervalued (+30.3%)

Margin of Safety

+30.3%

Fair Value

$57.04

Current Price

$41.09

$15.95 discount

UndervaluedFair: $57.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQR3 strengths · Avg: 8.7/10
Profit MarginProfitability
30.6%10/10

Keeps 31 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

UDR3 strengths · Avg: 9.0/10
EPS GrowthGrowth
151.6%10/10

Earnings expanding 151.6% YoY

Profit MarginProfitability
27.8%9/10

Keeps 28 of every $100 in revenue as profit

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

EQR4 concerns · Avg: 3.0/10
P/E RatioValuation
26.5x4/10

Moderate valuation

Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

PEG RatioValuation
8.152/10

Expensive relative to growth rate

EPS GrowthGrowth
-64.6%2/10

Earnings declined 64.6%

UDR4 concerns · Avg: 3.3/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Debt/EquityHealth
1.783/10

Elevated debt levels

PEG RatioValuation
8.172/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : EQR

The strongest argument for EQR centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 30.6% and operating margin at 27.4%.

Bull Case : UDR

The strongest argument for UDR centers on EPS Growth, Profit Margin, Operating Margin. Profitability is solid with margins at 27.8% and operating margin at 22.0%.

Bear Case : EQR

The primary concerns for EQR are P/E Ratio, Revenue Growth, PEG Ratio.

Bear Case : UDR

The primary concerns for UDR are P/E Ratio, Revenue Growth, Debt/Equity. Debt-to-equity of 1.78 is elevated, increasing financial risk.

Key Dynamics to Monitor

EQR carries more volatility with a beta of 0.76 — expect wider price swings.

UDR is growing revenue faster at 4.2% — sustainability is the question.

EQR generates stronger free cash flow (335M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UDR scores higher overall (59/100 vs 49/100), backed by strong 27.8% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equity Residential

REAL ESTATE · REIT - RESIDENTIAL · USA

Equity Residential is a publicly traded real estate investment trust that invests in apartments.

UDR Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

UDR Inc. is a publicly traded real estate investment trust that invests in apartments. The company is organized in Maryland with its headquarters in Highlands Ranch, Colorado.

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