WallStSmart

Equity Residential (EQR)vsUDR Inc (UDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equity Residential generates 77% more annual revenue ($3.13B vs $1.77B). UDR leads profitability with a 29.6% profit margin vs 28.0%. EQR appears more attractively valued with a PEG of 8.15. UDR earns a higher WallStSmart Score of 59/100 (C).

EQR

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 7.5Value: 4.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.11

UDR

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 7.5Value: 5.3Quality: 3.0
Piotroski: 5/9Altman Z: 0.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EQROvervalued (-8.6%)

Margin of Safety

-8.6%

Fair Value

$59.55

Current Price

$63.66

$4.11 premium

UndervaluedFair: $59.55Overvalued
UDRUndervalued (+29.6%)

Margin of Safety

+29.6%

Fair Value

$56.50

Current Price

$35.12

$21.38 discount

UndervaluedFair: $56.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQR3 strengths · Avg: 8.3/10
Profit MarginProfitability
28.0%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

UDR3 strengths · Avg: 9.0/10
EPS GrowthGrowth
90.9%10/10

Earnings expanding 90.9% YoY

Profit MarginProfitability
29.6%9/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
20.2%8/10

Strong operational efficiency at 20.2%

Areas to Watch

EQR4 concerns · Avg: 3.0/10
P/E RatioValuation
28.7x4/10

Moderate valuation

Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

PEG RatioValuation
8.152/10

Expensive relative to growth rate

EPS GrowthGrowth
-39.9%2/10

Earnings declined 39.9%

UDR4 concerns · Avg: 1.8/10
PEG RatioValuation
8.172/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.1%2/10

Revenue declined 0.1%

Altman Z-ScoreHealth
0.132/10

Distress zone — elevated risk

Debt/EquityHealth
2.041/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : EQR

The strongest argument for EQR centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 28.0% and operating margin at 27.9%.

Bull Case : UDR

The strongest argument for UDR centers on EPS Growth, Profit Margin, Operating Margin. Profitability is solid with margins at 29.6% and operating margin at 20.2%.

Bear Case : EQR

The primary concerns for EQR are P/E Ratio, Revenue Growth, PEG Ratio.

Bear Case : UDR

The primary concerns for UDR are PEG Ratio, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.04 is elevated, increasing financial risk.

Key Dynamics to Monitor

EQR profiles as a value stock while UDR is a declining play — different risk/reward profiles.

EQR carries more volatility with a beta of 0.75 — expect wider price swings.

EQR is growing revenue faster at 2.1% — sustainability is the question.

UDR generates stronger free cash flow (200M), providing more financial flexibility.

Bottom Line

UDR scores higher overall (59/100 vs 49/100), backed by strong 29.6% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equity Residential

REAL ESTATE · REIT - RESIDENTIAL · USA

Equity Residential is a publicly traded real estate investment trust that invests in apartments.

UDR Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

UDR Inc. is a publicly traded real estate investment trust that invests in apartments. The company is organized in Maryland with its headquarters in Highlands Ranch, Colorado.

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