WallStSmart

Essex Property Trust Inc (ESS)vsUDR Inc (UDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Essex Property Trust Inc generates 11% more annual revenue ($1.97B vs $1.77B). ESS leads profitability with a 29.1% profit margin vs 27.8%. ESS appears more attractively valued with a PEG of 7.39. UDR earns a higher WallStSmart Score of 61/100 (C+).

ESS

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 8.0Value: 5.3Quality: 5.0

UDR

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 7.0Value: 6.0Quality: 3.8
Piotroski: 5/9Altman Z: 0.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ESSUndervalued (+40.0%)

Margin of Safety

+40.0%

Fair Value

$435.82

Current Price

$267.06

$168.76 discount

UndervaluedFair: $435.82Overvalued
UDRUndervalued (+36.7%)

Margin of Safety

+36.7%

Fair Value

$62.84

Current Price

$36.92

$25.92 discount

UndervaluedFair: $62.84Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ESS2 strengths · Avg: 9.5/10
Operating MarginProfitability
35.2%10/10

Strong operational efficiency at 35.2%

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

UDR3 strengths · Avg: 9.0/10
EPS GrowthGrowth
151.6%10/10

Earnings expanding 151.6% YoY

Profit MarginProfitability
27.8%9/10

Keeps 28 of every $100 in revenue as profit

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

ESS3 concerns · Avg: 2.7/10
P/E RatioValuation
30.2x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
7.392/10

Expensive relative to growth rate

EPS GrowthGrowth
-47.8%2/10

Earnings declined 47.8%

UDR4 concerns · Avg: 3.0/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

PEG RatioValuation
8.172/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.082/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ESS

The strongest argument for ESS centers on Operating Margin, Profit Margin. Profitability is solid with margins at 29.1% and operating margin at 35.2%.

Bull Case : UDR

The strongest argument for UDR centers on EPS Growth, Profit Margin, Operating Margin. Profitability is solid with margins at 27.8% and operating margin at 22.0%.

Bear Case : ESS

The primary concerns for ESS are P/E Ratio, PEG Ratio, EPS Growth.

Bear Case : UDR

The primary concerns for UDR are P/E Ratio, Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

ESS profiles as a mature stock while UDR is a value play — different risk/reward profiles.

ESS carries more volatility with a beta of 0.73 — expect wider price swings.

ESS is growing revenue faster at 6.4% — sustainability is the question.

ESS generates stronger free cash flow (244M), providing more financial flexibility.

Bottom Line

UDR scores higher overall (61/100 vs 53/100), backed by strong 27.8% margins. ESS offers better value entry with a 40.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Essex Property Trust Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Essex Property Trust is a publicly traded real estate investment trust that invests in apartments, primarily on the West Coast of the United States.

UDR Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

UDR Inc. is a publicly traded real estate investment trust that invests in apartments. The company is organized in Maryland with its headquarters in Highlands Ranch, Colorado.

Want to dig deeper into these stocks?