EPAM Systems Inc (EPAM)vsFidelity National Information Services Inc (FIS)
EPAM
EPAM Systems Inc
$111.54
-1.41%
TECHNOLOGY · Cap: $5.84B
FIS
Fidelity National Information Services Inc
$34.96
-0.65%
TECHNOLOGY · Cap: $18.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Information Services Inc generates 117% more annual revenue ($12.20B vs $5.62B). FIS leads profitability with a 27.7% profit margin vs 7.2%. FIS appears more attractively valued with a PEG of 0.19. FIS earns a higher WallStSmart Score of 89/100 (A).
EPAM
Strong Buy66
out of 100
Grade: B-
FIS
Exceptional Buy89
out of 100
Grade: A
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+48.8%
Fair Value
$347.75
Current Price
$111.54
$236.21 discount
Margin of Safety
+12.7%
Fair Value
$55.34
Current Price
$34.96
$20.38 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 26.3% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 3041.0% YoY
Every $100 of equity generates 21 in profit
Keeps 28 of every $100 in revenue as profit
Areas to Watch
4.5% revenue growth
7.2% margin — thin
Negative free cash flow — burning cash
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : EPAM
The strongest argument for EPAM centers on Debt/Equity, Altman Z-Score, PEG Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bull Case : FIS
The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 27.7% and operating margin at 20.7%. Revenue growth of 29.1% demonstrates continued momentum.
Bear Case : EPAM
The primary concerns for EPAM are Revenue Growth, Profit Margin, Free Cash Flow.
Bear Case : FIS
The primary concerns for FIS are Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
EPAM profiles as a value stock while FIS is a growth play — different risk/reward profiles.
EPAM carries more volatility with a beta of 1.38 — expect wider price swings.
FIS is growing revenue faster at 29.1% — sustainability is the question.
FIS generates stronger free cash flow (238M), providing more financial flexibility.
Bottom Line
FIS scores higher overall (89/100 vs 66/100), backed by strong 27.7% margins and 29.1% revenue growth. EPAM offers better value entry with a 48.8% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
EPAM Systems Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
EPAM Systems, Inc. provides digital platform engineering and software development services in North America, Europe, Russia, Belarus, Kazakhstan, Ukraine, Georgia, East Asia, Southeast Asia, and Australia. The company is headquartered in Newtown, Pennsylvania.
Visit Website →Fidelity National Information Services Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
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