WallStSmart

E-Home Household Service Holdings Ltd (EJH)vsH&R Block Inc (HRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

H&R Block Inc generates 7829% more annual revenue ($3.91B vs $49.33M). HRB leads profitability with a 18.9% profit margin vs 2.3%. HRB earns a higher WallStSmart Score of 75/100 (B+).

EJH

Hold

41

out of 100

Grade: D

Growth: 4.7Profit: 2.5Value: 5.0Quality: 8.5
Piotroski: 3/9Altman Z: 16.52

HRB

Strong Buy

75

out of 100

Grade: B+

Growth: 6.0Profit: 9.5Value: 6.7Quality: 6.0
Piotroski: 5/9Altman Z: 1.99
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for EJH.

HRBSignificantly Overvalued (-38.6%)

Margin of Safety

-38.6%

Fair Value

$26.35

Current Price

$37.46

$11.11 premium

UndervaluedFair: $26.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EJH4 strengths · Avg: 9.5/10
Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
16.5210/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
32.8%8/10

Earnings expanding 32.8% YoY

HRB6 strengths · Avg: 9.3/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
43.2%10/10

Strong operational efficiency at 43.2%

Debt/EquityHealth
-83.1210/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.518/10

Growing faster than its price suggests

EPS GrowthGrowth
24.2%8/10

Earnings expanding 24.2% YoY

Areas to Watch

EJH4 concerns · Avg: 2.8/10
Market CapQuality
$5.60M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-3.7%2/10

ROE of -3.7% — below average capital efficiency

HRB1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EJH

The strongest argument for EJH centers on Price/Book, Debt/Equity, Altman Z-Score.

Bull Case : HRB

The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 43.2%. PEG of 0.51 suggests the stock is reasonably priced for its growth.

Bear Case : EJH

The primary concerns for EJH are Market Cap, Profit Margin, Piotroski F-Score. Thin 2.3% margins leave little buffer for downturns.

Bear Case : HRB

The primary concerns for HRB are Altman Z-Score.

Key Dynamics to Monitor

EJH profiles as a value stock while HRB is a mature play — different risk/reward profiles.

EJH carries more volatility with a beta of 1.17 — expect wider price swings.

HRB is growing revenue faster at 5.3% — sustainability is the question.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HRB scores higher overall (75/100 vs 41/100), backed by strong 18.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

E-Home Household Service Holdings Ltd

CONSUMER CYCLICAL · PERSONAL SERVICES · China

E-Home Household Service Holdings Limited is an integrated household services company in the People's Republic of China. The company is headquartered in Grand Cayman, Cayman Islands.

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H&R Block Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.

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