Equifax Inc (EFX)vsVerisk Analytics Inc (VRSK)
EFX
Equifax Inc
$140.83
-3.40%
INDUSTRIALS · Cap: $18.66B
VRSK
Verisk Analytics Inc
$165.94
-1.09%
INDUSTRIALS · Cap: $22.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Equifax Inc generates 106% more annual revenue ($6.44B vs $3.14B). VRSK leads profitability with a 28.2% profit margin vs 10.7%. EFX appears more attractively valued with a PEG of 1.33. VRSK earns a higher WallStSmart Score of 62/100 (C+).
EFX
Buy60
out of 100
Grade: C
VRSK
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-17.5%
Fair Value
$168.17
Current Price
$140.83
$27.34 premium
Margin of Safety
-6.3%
Fair Value
$163.45
Current Price
$165.94
$2.49 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
No standout strengths identified
Every $100 of equity generates 44 in profit
Strong operational efficiency at 45.1%
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Keeps 28 of every $100 in revenue as profit
Areas to Watch
Moderate valuation
0.7% earnings growth
Grey zone — moderate risk
Elevated debt levels
Moderate valuation
4.4% revenue growth
Weak financial health signals
Earnings declined 3.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
Revenue growth of 10.6% demonstrates continued momentum. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : VRSK
The strongest argument for VRSK centers on Return on Equity, Operating Margin, Debt/Equity. Profitability is solid with margins at 28.2% and operating margin at 45.1%. PEG of 1.49 suggests the stock is reasonably priced for its growth.
Bear Case : EFX
The primary concerns for EFX are P/E Ratio, EPS Growth, Altman Z-Score.
Bear Case : VRSK
The primary concerns for VRSK are P/E Ratio, Revenue Growth, Piotroski F-Score.
Key Dynamics to Monitor
EFX carries more volatility with a beta of 1.30 — expect wider price swings.
EFX is growing revenue faster at 10.6% — sustainability is the question.
VRSK generates stronger free cash flow (298M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
VRSK scores higher overall (62/100 vs 60/100), backed by strong 28.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
Verisk Analytics Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Verisk Analytics, Inc. is an American data analytics and risk assessment firm based in Jersey City, New Jersey, with customers in insurance, natural resources, financial services, government, and risk management sectors. The company uses proprietary data sets and industry expertise to provide predictive analytics and decision support consultations in areas including fraud prevention, actuarial science, insurance coverage, fire protection, catastrophe and weather risk, and data management.
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