Equifax Inc (EFX)vsVerisk Analytics Inc (VRSK)
EFX
Equifax Inc
$167.82
-4.56%
INDUSTRIALS · Cap: $20.24B
VRSK
Verisk Analytics Inc
$168.57
-1.92%
INDUSTRIALS · Cap: $22.52B
Smart Verdict
WallStSmart Research — data-driven comparison
Equifax Inc generates 102% more annual revenue ($6.28B vs $3.10B). VRSK leads profitability with a 29.3% profit margin vs 11.1%. VRSK appears more attractively valued with a PEG of 1.67. EFX earns a higher WallStSmart Score of 66/100 (B-).
EFX
Strong Buy66
out of 100
Grade: B-
VRSK
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-8.6%
Fair Value
$181.98
Current Price
$167.82
$14.16 premium
Margin of Safety
-2.5%
Fair Value
$169.60
Current Price
$168.57
$1.03 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 34.0% YoY
Every $100 of equity generates 44 in profit
Strong operational efficiency at 45.0%
Keeps 29 of every $100 in revenue as profit
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Weak financial health signals
Expensive relative to growth rate
Moderate valuation
3.9% revenue growth
4.8% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
The strongest argument for EFX centers on EPS Growth. Revenue growth of 14.3% demonstrates continued momentum.
Bull Case : VRSK
The strongest argument for VRSK centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 29.3% and operating margin at 45.0%.
Bear Case : EFX
The primary concerns for EFX are PEG Ratio, P/E Ratio, Piotroski F-Score.
Bear Case : VRSK
The primary concerns for VRSK are PEG Ratio, P/E Ratio, Revenue Growth.
Key Dynamics to Monitor
EFX carries more volatility with a beta of 1.35 — expect wider price swings.
EFX is growing revenue faster at 14.3% — sustainability is the question.
VRSK generates stronger free cash flow (326M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFX scores higher overall (66/100 vs 62/100) and 14.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
Verisk Analytics Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Verisk Analytics, Inc. is an American data analytics and risk assessment firm based in Jersey City, New Jersey, with customers in insurance, natural resources, financial services, government, and risk management sectors. The company uses proprietary data sets and industry expertise to provide predictive analytics and decision support consultations in areas including fraud prevention, actuarial science, insurance coverage, fire protection, catastrophe and weather risk, and data management.
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