WallStSmart

CRA International Inc (CRAI)vsEquifax Inc (EFX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equifax Inc generates 708% more annual revenue ($6.07B vs $751.58M). EFX leads profitability with a 10.9% profit margin vs 7.3%. EFX appears more attractively valued with a PEG of 0.81. EFX earns a higher WallStSmart Score of 60/100 (C).

CRAI

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 7.3Quality: 5.3
Piotroski: 4/9Altman Z: 2.73

EFX

Buy

60

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 7.3Quality: 4.0
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRAISignificantly Overvalued (-196.5%)

Margin of Safety

-196.5%

Fair Value

$55.35

Current Price

$156.58

$101.23 premium

UndervaluedFair: $55.35Overvalued
EFXSignificantly Overvalued (-249.1%)

Margin of Safety

-249.1%

Fair Value

$56.60

Current Price

$172.55

$115.95 premium

UndervaluedFair: $56.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRAI1 strengths · Avg: 9.0/10
Return on EquityProfitability
25.7%9/10

Every $100 of equity generates 26 in profit

EFX1 strengths · Avg: 8.0/10
PEG RatioValuation
0.818/10

Growing faster than its price suggests

Areas to Watch

CRAI3 concerns · Avg: 2.7/10
Market CapQuality
$1.04B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

EPS GrowthGrowth
-9.1%2/10

Earnings declined 9.1%

EFX3 concerns · Avg: 3.7/10
P/E RatioValuation
31.9x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
2.4%4/10

2.4% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CRAI

The strongest argument for CRAI centers on Return on Equity. Revenue growth of 11.6% demonstrates continued momentum. PEG of 1.19 suggests the stock is reasonably priced for its growth.

Bull Case : EFX

The strongest argument for EFX centers on PEG Ratio. PEG of 0.81 suggests the stock is reasonably priced for its growth.

Bear Case : CRAI

The primary concerns for CRAI are Market Cap, Profit Margin, EPS Growth.

Bear Case : EFX

The primary concerns for EFX are P/E Ratio, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

EFX carries more volatility with a beta of 1.53 — expect wider price swings.

CRAI is growing revenue faster at 11.6% — sustainability is the question.

EFX generates stronger free cash flow (341M), providing more financial flexibility.

Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EFX scores higher overall (60/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CRA International Inc

INDUSTRIALS · CONSULTING SERVICES · USA

CRA International, Inc., a consulting firm, provides economic, financial and management consulting services in the United States, the United Kingdom, and internationally. The company is headquartered in Boston, Massachusetts.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

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