WallStSmart

Equifax Inc (EFX)vsFTI Consulting Inc (FCN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equifax Inc generates 62% more annual revenue ($6.28B vs $3.87B). EFX leads profitability with a 11.1% profit margin vs 6.9%. FCN appears more attractively valued with a PEG of 0.96. EFX earns a higher WallStSmart Score of 66/100 (B-).

EFX

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 6.5Value: 4.7Quality: 4.0
Piotroski: 2/9

FCN

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 5.5Value: 6.7Quality: 6.3
Piotroski: 3/9Altman Z: 3.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EFXOvervalued (-8.6%)

Margin of Safety

-8.6%

Fair Value

$181.98

Current Price

$167.82

$14.16 premium

UndervaluedFair: $181.98Overvalued
FCNUndervalued (+5.8%)

Margin of Safety

+5.8%

Fair Value

$166.43

Current Price

$159.09

$7.34 discount

UndervaluedFair: $166.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFX1 strengths · Avg: 8.0/10
EPS GrowthGrowth
34.0%8/10

Earnings expanding 34.0% YoY

FCN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.6510/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.968/10

Growing faster than its price suggests

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

EFX3 concerns · Avg: 3.7/10
PEG RatioValuation
1.724/10

Expensive relative to growth rate

P/E RatioValuation
29.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

FCN3 concerns · Avg: 2.7/10
Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-311.22M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : EFX

The strongest argument for EFX centers on EPS Growth. Revenue growth of 14.3% demonstrates continued momentum.

Bull Case : FCN

The strongest argument for FCN centers on Altman Z-Score, PEG Ratio, Price/Book. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : EFX

The primary concerns for EFX are PEG Ratio, P/E Ratio, Piotroski F-Score.

Bear Case : FCN

The primary concerns for FCN are Profit Margin, Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

EFX carries more volatility with a beta of 1.35 — expect wider price swings.

EFX is growing revenue faster at 14.3% — sustainability is the question.

EFX generates stronger free cash flow (122M), providing more financial flexibility.

Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EFX scores higher overall (66/100 vs 59/100) and 14.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

FTI Consulting Inc

INDUSTRIALS · CONSULTING SERVICES · USA

FTI Consulting, Inc. provides business advisory services to manage change, mitigate risk, and resolve disputes on a global basis. The company is headquartered in Washington, District of Columbia.

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