WallStSmart

Equifax Inc (EFX)vsTerex Corporation (TEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equifax Inc generates 6% more annual revenue ($6.28B vs $5.93B). EFX leads profitability with a 11.1% profit margin vs 1.9%. EFX appears more attractively valued with a PEG of 1.56. EFX earns a higher WallStSmart Score of 66/100 (B-).

EFX

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 7.0Value: 4.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.89

TEX

Hold

50

out of 100

Grade: D+

Growth: 6.0Profit: 3.5Value: 4.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EFXSignificantly Overvalued (-21.8%)

Margin of Safety

-21.8%

Fair Value

$162.28

Current Price

$158.48

$3.80 premium

UndervaluedFair: $162.28Overvalued

Intrinsic value data unavailable for TEX.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFX1 strengths · Avg: 8.0/10
EPS GrowthGrowth
34.0%8/10

Earnings expanding 34.0% YoY

TEX2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
41.1%10/10

Revenue surging 41.1% year-over-year

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

EFX4 concerns · Avg: 3.8/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Debt/EquityHealth
1.173/10

Elevated debt levels

TEX4 concerns · Avg: 3.5/10
PEG RatioValuation
2.034/10

Expensive relative to growth rate

P/E RatioValuation
36.4x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : EFX

The strongest argument for EFX centers on EPS Growth. Revenue growth of 14.3% demonstrates continued momentum.

Bull Case : TEX

The strongest argument for TEX centers on Revenue Growth, Price/Book. Revenue growth of 41.1% demonstrates continued momentum.

Bear Case : EFX

The primary concerns for EFX are PEG Ratio, P/E Ratio, Altman Z-Score.

Bear Case : TEX

The primary concerns for TEX are PEG Ratio, P/E Ratio, Return on Equity. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

EFX profiles as a value stock while TEX is a hypergrowth play — different risk/reward profiles.

TEX carries more volatility with a beta of 1.54 — expect wider price swings.

TEX is growing revenue faster at 41.1% — sustainability is the question.

EFX generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

EFX scores higher overall (66/100 vs 50/100) and 14.3% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

Terex Corporation

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Terex Corporation manufactures and sells aerial work platforms and materials processing machinery worldwide. The company is headquartered in Norwalk, Connecticut.

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