WallStSmart

Equifax Inc (EFX)vsResources Connection Inc (RGP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equifax Inc generates 1099% more annual revenue ($6.07B vs $506.74M). EFX leads profitability with a 10.9% profit margin vs -26.1%. RGP appears more attractively valued with a PEG of 0.80. EFX earns a higher WallStSmart Score of 60/100 (C).

EFX

Buy

60

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 7.3Quality: 4.0
Piotroski: 2/9

RGP

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 3.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EFXSignificantly Overvalued (-249.1%)

Margin of Safety

-249.1%

Fair Value

$56.60

Current Price

$172.55

$115.95 premium

UndervaluedFair: $56.60Overvalued

Intrinsic value data unavailable for RGP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFX1 strengths · Avg: 8.0/10
PEG RatioValuation
0.818/10

Growing faster than its price suggests

RGP2 strengths · Avg: 9.0/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

PEG RatioValuation
0.808/10

Growing faster than its price suggests

Areas to Watch

EFX3 concerns · Avg: 3.7/10
P/E RatioValuation
31.9x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
2.4%4/10

2.4% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

RGP4 concerns · Avg: 2.5/10
Market CapQuality
$125.30M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.2%3/10

Operating margin of 0.2%

Return on EquityProfitability
-50.9%2/10

ROE of -50.9% — below average capital efficiency

Revenue GrowthGrowth
-19.1%2/10

Revenue declined 19.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : EFX

The strongest argument for EFX centers on PEG Ratio. PEG of 0.81 suggests the stock is reasonably priced for its growth.

Bull Case : RGP

The strongest argument for RGP centers on Price/Book, PEG Ratio. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bear Case : EFX

The primary concerns for EFX are P/E Ratio, EPS Growth, Piotroski F-Score.

Bear Case : RGP

The primary concerns for RGP are Market Cap, Operating Margin, Return on Equity.

Key Dynamics to Monitor

EFX profiles as a value stock while RGP is a turnaround play — different risk/reward profiles.

EFX carries more volatility with a beta of 1.53 — expect wider price swings.

EFX is growing revenue faster at 9.2% — sustainability is the question.

EFX generates stronger free cash flow (341M), providing more financial flexibility.

Bottom Line

EFX scores higher overall (60/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

Resources Connection Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Resources Connection, Inc. provides consulting services to business clients under the name Resources Global Professionals in North America, Europe and Asia Pacific. The company is headquartered in Irvine, California.

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