WallStSmart

Equifax Inc (EFX)vsResources Connection Inc (RGP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equifax Inc generates 1195% more annual revenue ($6.28B vs $485.23M). EFX leads profitability with a 11.1% profit margin vs -20.2%. RGP appears more attractively valued with a PEG of 0.80. EFX earns a higher WallStSmart Score of 66/100 (B-).

EFX

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 7.0Value: 4.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.89

RGP

Hold

45

out of 100

Grade: D

Growth: 2.0Profit: 2.5Value: 6.0Quality: 8.0
Piotroski: 3/9Altman Z: 3.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EFXSignificantly Overvalued (-21.7%)

Margin of Safety

-21.7%

Fair Value

$162.39

Current Price

$172.13

$9.74 premium

UndervaluedFair: $162.39Overvalued

Intrinsic value data unavailable for RGP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EFX1 strengths · Avg: 8.0/10
EPS GrowthGrowth
34.0%8/10

Earnings expanding 34.0% YoY

RGP4 strengths · Avg: 9.3/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.808/10

Growing faster than its price suggests

Areas to Watch

EFX4 concerns · Avg: 3.8/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

P/E RatioValuation
28.8x4/10

Moderate valuation

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Debt/EquityHealth
1.173/10

Elevated debt levels

RGP4 concerns · Avg: 2.5/10
Market CapQuality
$162.89M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-42.1%2/10

ROE of -42.1% — below average capital efficiency

Revenue GrowthGrowth
-16.6%2/10

Revenue declined 16.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : EFX

The strongest argument for EFX centers on EPS Growth. Revenue growth of 14.3% demonstrates continued momentum.

Bull Case : RGP

The strongest argument for RGP centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 0.80 suggests the stock is reasonably priced for its growth.

Bear Case : EFX

The primary concerns for EFX are PEG Ratio, P/E Ratio, Altman Z-Score.

Bear Case : RGP

The primary concerns for RGP are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

EFX profiles as a value stock while RGP is a turnaround play — different risk/reward profiles.

EFX carries more volatility with a beta of 1.31 — expect wider price swings.

EFX is growing revenue faster at 14.3% — sustainability is the question.

EFX generates stronger free cash flow (122M), providing more financial flexibility.

Bottom Line

EFX scores higher overall (66/100 vs 45/100) and 14.3% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equifax Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

Resources Connection Inc

INDUSTRIALS · CONSULTING SERVICES · USA

Resources Connection, Inc. provides consulting services to business clients under the name Resources Global Professionals in North America, Europe and Asia Pacific. The company is headquartered in Irvine, California.

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