Equifax Inc (EFX)vsPACCAR Inc (PCAR)
EFX
Equifax Inc
$187.05
+0.02%
INDUSTRIALS · Cap: $21.36B
PCAR
PACCAR Inc
$133.76
-0.08%
INDUSTRIALS · Cap: $69.00B
Smart Verdict
WallStSmart Research — data-driven comparison
PACCAR Inc generates 342% more annual revenue ($27.78B vs $6.28B). EFX leads profitability with a 11.1% profit margin vs 8.9%. PCAR appears more attractively valued with a PEG of 1.27. EFX earns a higher WallStSmart Score of 68/100 (B-).
EFX
Strong Buy68
out of 100
Grade: B-
PCAR
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-21.9%
Fair Value
$162.03
Current Price
$187.05
$25.02 premium
Margin of Safety
-62.2%
Fair Value
$85.20
Current Price
$133.76
$48.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 34.0% YoY
Large-cap with strong market position
Areas to Watch
Premium valuation, high expectations priced in
Grey zone — moderate risk
Elevated debt levels
Moderate valuation
Weak financial health signals
Revenue declined 8.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : EFX
The strongest argument for EFX centers on EPS Growth. Revenue growth of 14.3% demonstrates continued momentum. PEG of 1.42 suggests the stock is reasonably priced for its growth.
Bull Case : PCAR
The strongest argument for PCAR centers on Market Cap. PEG of 1.27 suggests the stock is reasonably priced for its growth.
Bear Case : EFX
The primary concerns for EFX are P/E Ratio, Altman Z-Score, Debt/Equity.
Bear Case : PCAR
The primary concerns for PCAR are P/E Ratio, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
EFX carries more volatility with a beta of 1.32 — expect wider price swings.
EFX is growing revenue faster at 14.3% — sustainability is the question.
PCAR generates stronger free cash flow (825M), providing more financial flexibility.
Monitor CONSULTING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
EFX scores higher overall (68/100 vs 54/100) and 14.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Equifax Inc
INDUSTRIALS · CONSULTING SERVICES · USA
Equifax Inc. is an American multinational consumer credit reporting agency and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.
PACCAR Inc
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
PACCAR Inc is an American Fortune 500 company and counts among the largest manufacturers of medium- and heavy-duty trucks in the world. PACCAR is engaged in the design, manufacture and customer support of light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt, Leyland Trucks, and DAF nameplates. PACCAR also designs and manufactures powertrains, provides financial services and information technology, and distributes truck parts related to its principal business.
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