WallStSmart

Deluxe Corporation (DLX)vsSeaboard Corporation (SEB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Seaboard Corporation generates 386% more annual revenue ($10.27B vs $2.11B). SEB leads profitability with a 6.2% profit margin vs 4.8%. DLX appears more attractively valued with a PEG of 0.46. SEB earns a higher WallStSmart Score of 69/100 (B-).

DLX

Buy

57

out of 100

Grade: C

Growth: 2.0Profit: 6.0Value: 10.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.47

SEB

Strong Buy

69

out of 100

Grade: B-

Growth: 6.7Profit: 4.5Value: 6.7Quality: 8.5
Piotroski: 5/9Altman Z: 3.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLXUndervalued (+31.2%)

Margin of Safety

+31.2%

Fair Value

$38.20

Current Price

$23.62

$14.58 discount

UndervaluedFair: $38.20Overvalued
SEBSignificantly Overvalued (-23.6%)

Margin of Safety

-23.6%

Fair Value

$4506.05

Current Price

$4296.00

$210.05 premium

UndervaluedFair: $4506.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLX3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

P/E RatioValuation
10.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

SEB6 strengths · Avg: 9.5/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
51.8%10/10

Earnings expanding 51.8% YoY

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.658/10

Growing faster than its price suggests

Areas to Watch

DLX4 concerns · Avg: 2.5/10
Market CapQuality
$1.08B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

Revenue GrowthGrowth
-4.2%2/10

Revenue declined 4.2%

EPS GrowthGrowth
-17.7%2/10

Earnings declined 17.7%

SEB3 concerns · Avg: 2.7/10
Profit MarginProfitability
6.2%3/10

6.2% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Free Cash FlowQuality
$-78.00M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : DLX

The strongest argument for DLX centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bull Case : SEB

The strongest argument for SEB centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 17.8% demonstrates continued momentum. PEG of 0.65 suggests the stock is reasonably priced for its growth.

Bear Case : DLX

The primary concerns for DLX are Market Cap, Profit Margin, Revenue Growth. Debt-to-equity of 2.07 is elevated, increasing financial risk. Thin 4.8% margins leave little buffer for downturns.

Bear Case : SEB

The primary concerns for SEB are Profit Margin, Operating Margin, Free Cash Flow.

Key Dynamics to Monitor

DLX profiles as a value stock while SEB is a growth play — different risk/reward profiles.

DLX carries more volatility with a beta of 1.23 — expect wider price swings.

SEB is growing revenue faster at 17.8% — sustainability is the question.

DLX generates stronger free cash flow (86M), providing more financial flexibility.

Bottom Line

SEB scores higher overall (69/100 vs 57/100) and 17.8% revenue growth. DLX offers better value entry with a 31.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deluxe Corporation

INDUSTRIALS · CONGLOMERATES · USA

Deluxe Corporation provides technology-based solutions for small businesses and financial institutions in the United States, Canada, Australia, South America, and Europe. The company is headquartered in Shoreview, Minnesota.

Seaboard Corporation

INDUSTRIALS · CONGLOMERATES · USA

Seaboard Corporation is a global agribusiness and transportation company. The company is headquartered in Merriam, Kansas.

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