WallStSmart

Deluxe Corporation (DLX)vsHoneywell International Inc (HON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Honeywell International Inc generates 1655% more annual revenue ($37.44B vs $2.13B). HON leads profitability with a 12.6% profit margin vs 3.9%. DLX appears more attractively valued with a PEG of 0.55. DLX earns a higher WallStSmart Score of 55/100 (C-).

DLX

Buy

55

out of 100

Grade: C-

Growth: 2.7Profit: 5.5Value: 7.3Quality: 5.0

HON

Buy

50

out of 100

Grade: C-

Growth: 2.7Profit: 7.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLXSignificantly Overvalued (-114.6%)

Margin of Safety

-114.6%

Fair Value

$12.24

Current Price

$25.96

$13.72 premium

UndervaluedFair: $12.24Overvalued
HONSignificantly Overvalued (-417.0%)

Margin of Safety

-417.0%

Fair Value

$47.12

Current Price

$221.50

$174.38 premium

UndervaluedFair: $47.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLX3 strengths · Avg: 8.0/10
PEG RatioValuation
0.558/10

Growing faster than its price suggests

P/E RatioValuation
14.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

HON3 strengths · Avg: 8.7/10
Market CapQuality
$140.80B9/10

Large-cap with strong market position

Return on EquityProfitability
26.1%9/10

Every $100 of equity generates 26 in profit

Free Cash FlowQuality
$1.12B8/10

Generating 1.1B in free cash flow

Areas to Watch

DLX4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.8%4/10

2.8% revenue growth

Market CapQuality
$1.18B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

EPS GrowthGrowth
-7.0%2/10

Earnings declined 7.0%

HON4 concerns · Avg: 3.5/10
PEG RatioValuation
2.014/10

Expensive relative to growth rate

P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Price/BookValuation
10.1x4/10

Trading at 10.1x book value

Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : DLX

The strongest argument for DLX centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bull Case : HON

The strongest argument for HON centers on Market Cap, Return on Equity, Free Cash Flow.

Bear Case : DLX

The primary concerns for DLX are Revenue Growth, Market Cap, Profit Margin. Thin 3.9% margins leave little buffer for downturns.

Bear Case : HON

The primary concerns for HON are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

DLX profiles as a value stock while HON is a declining play — different risk/reward profiles.

DLX carries more volatility with a beta of 1.35 — expect wider price swings.

DLX is growing revenue faster at 2.8% — sustainability is the question.

HON generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

DLX scores higher overall (55/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Deluxe Corporation

INDUSTRIALS · CONGLOMERATES · USA

Deluxe Corporation provides technology-based solutions for small businesses and financial institutions in the United States, Canada, Australia, South America, and Europe. The company is headquartered in Shoreview, Minnesota.

Honeywell International Inc

INDUSTRIALS · CONGLOMERATES · USA

Honeywell International Inc. is an American publicly traded, multinational conglomerate headquartered in Charlotte, North Carolina. It primarily operates in four areas of business: aerospace, building technologies, performance materials and technologies (PMT), and safety and productivity solutions (SPS).

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