WallStSmart

Dollar Tree Inc (DLTR)vsThe J. M. Smucker Company (SJM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 117% more annual revenue ($19.41B vs $8.93B). DLTR leads profitability with a 6.6% profit margin vs -14.1%. DLTR appears more attractively valued with a PEG of 1.12. DLTR earns a higher WallStSmart Score of 65/100 (B-).

DLTR

Strong Buy

65

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 7.3Quality: 5.0
Piotroski: 6/9Altman Z: 1.82

SJM

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 4.5Value: 5.7Quality: 3.8
Piotroski: 4/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+26.4%)

Margin of Safety

+26.4%

Fair Value

$169.84

Current Price

$97.11

$72.73 discount

UndervaluedFair: $169.84Overvalued
SJMUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$147.98

Current Price

$96.80

$51.18 discount

UndervaluedFair: $147.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR2 strengths · Avg: 9.0/10
Return on EquityProfitability
31.7%10/10

Every $100 of equity generates 32 in profit

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

SJM1 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

DLTR3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Debt/EquityHealth
1.513/10

Elevated debt levels

SJM4 concerns · Avg: 2.5/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Return on EquityProfitability
-20.7%2/10

ROE of -20.7% — below average capital efficiency

EPS GrowthGrowth
-2.6%2/10

Earnings declined 2.6%

Altman Z-ScoreHealth
0.702/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity, P/E Ratio. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : SJM

The strongest argument for SJM centers on Price/Book.

Bear Case : DLTR

The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : SJM

The primary concerns for SJM are PEG Ratio, Return on Equity, EPS Growth.

Key Dynamics to Monitor

DLTR profiles as a value stock while SJM is a turnaround play — different risk/reward profiles.

DLTR carries more volatility with a beta of 0.74 — expect wider price swings.

DLTR is growing revenue faster at 9.0% — sustainability is the question.

DLTR generates stronger free cash flow (970M), providing more financial flexibility.

Bottom Line

DLTR scores higher overall (65/100 vs 50/100). SJM offers better value entry with a 24.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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The J. M. Smucker Company

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

The J. M. Smucker Company, also known as Smucker and Smucker's, is an American manufacturer of jam, peanut butter, jelly, fruit syrups, beverages, shortening, ice cream toppings, and other products in North America. Smucker's headquarters are located in Orrville, Ohio.

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