WallStSmart

Dollar Tree Inc (DLTR)vsNatural Alternatives International (NAII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 14262% more annual revenue ($19.41B vs $135.16M). DLTR leads profitability with a 6.6% profit margin vs -9.1%. DLTR appears more attractively valued with a PEG of 0.96. DLTR earns a higher WallStSmart Score of 70/100 (B-).

DLTR

Strong Buy

70

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 8.0Quality: 5.0
Piotroski: 6/9Altman Z: 1.82

NAII

Hold

46

out of 100

Grade: D+

Growth: 5.3Profit: 2.0Value: 5.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+26.1%)

Margin of Safety

+26.1%

Fair Value

$169.12

Current Price

$96.51

$72.61 discount

UndervaluedFair: $169.12Overvalued
NAIIUndervalued (+89.9%)

Margin of Safety

+89.9%

Fair Value

$33.92

Current Price

$2.72

$31.20 discount

UndervaluedFair: $33.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR3 strengths · Avg: 8.7/10
Return on EquityProfitability
31.7%10/10

Every $100 of equity generates 32 in profit

PEG RatioValuation
0.968/10

Growing faster than its price suggests

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

NAII2 strengths · Avg: 10.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
74.1%10/10

Earnings expanding 74.1% YoY

Areas to Watch

DLTR3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Debt/EquityHealth
1.513/10

Elevated debt levels

NAII4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.1%4/10

2.1% revenue growth

Market CapQuality
$16.80M3/10

Smaller company, higher risk/reward

PEG RatioValuation
5.412/10

Expensive relative to growth rate

Return on EquityProfitability
-16.8%2/10

ROE of -16.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bull Case : NAII

The strongest argument for NAII centers on Price/Book, EPS Growth.

Bear Case : DLTR

The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : NAII

The primary concerns for NAII are Revenue Growth, Market Cap, PEG Ratio.

Key Dynamics to Monitor

DLTR profiles as a value stock while NAII is a turnaround play — different risk/reward profiles.

DLTR carries more volatility with a beta of 0.74 — expect wider price swings.

DLTR is growing revenue faster at 9.0% — sustainability is the question.

DLTR generates stronger free cash flow (970M), providing more financial flexibility.

Bottom Line

DLTR scores higher overall (70/100 vs 46/100). NAII offers better value entry with a 89.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Natural Alternatives International

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Natural Alternatives International, Inc. is dedicated to formulating, manufacturing, and marketing nutritional supplements in the United States and internationally. The company is headquartered in Carlsbad, California.

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