WallStSmart

Dollar Tree Inc (DLTR)vsIngles Markets Incorporated (IMKTA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Dollar Tree Inc generates 258% more annual revenue ($19.41B vs $5.42B). DLTR leads profitability with a 6.6% profit margin vs 1.8%. IMKTA appears more attractively valued with a PEG of 0.85. IMKTA earns a higher WallStSmart Score of 66/100 (B-).

DLTR

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 6.0Quality: 5.0
Piotroski: 6/9Altman Z: 1.82

IMKTA

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 4.5Value: 8.7Quality: 8.5
Piotroski: 5/9Altman Z: 4.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DLTRUndervalued (+11.4%)

Margin of Safety

+11.4%

Fair Value

$141.13

Current Price

$107.00

$34.13 discount

UndervaluedFair: $141.13Overvalued
IMKTAUndervalued (+63.0%)

Margin of Safety

+63.0%

Fair Value

$234.47

Current Price

$89.00

$145.47 discount

UndervaluedFair: $234.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DLTR1 strengths · Avg: 10.0/10
Return on EquityProfitability
31.7%10/10

Every $100 of equity generates 32 in profit

IMKTA5 strengths · Avg: 9.2/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.1%10/10

Earnings expanding 70.1% YoY

Altman Z-ScoreHealth
4.4610/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
17.8x8/10

Attractively priced relative to earnings

Areas to Watch

DLTR3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Debt/EquityHealth
1.513/10

Elevated debt levels

IMKTA4 concerns · Avg: 3.0/10
Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.9%3/10

ROE of 5.9% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : DLTR

The strongest argument for DLTR centers on Return on Equity. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bull Case : IMKTA

The strongest argument for IMKTA centers on Price/Book, EPS Growth, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : DLTR

The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.

Bear Case : IMKTA

The primary concerns for IMKTA are Market Cap, Return on Equity, Profit Margin. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

IMKTA carries more volatility with a beta of 0.70 — expect wider price swings.

DLTR is growing revenue faster at 9.0% — sustainability is the question.

DLTR generates stronger free cash flow (970M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IMKTA scores higher overall (66/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dollar Tree Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.

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Ingles Markets Incorporated

CONSUMER DEFENSIVE · GROCERY STORES · USA

Ingles Markets, Incorporated operates a chain of supermarkets in the southeastern United States. The company is headquartered in Asheville, North Carolina.

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