WallStSmart

Delek US Energy Inc (DK)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 1153% more annual revenue ($134.49B vs $10.73B). PSX leads profitability with a 3.1% profit margin vs -0.5%. DK appears more attractively valued with a PEG of 0.38. PSX earns a higher WallStSmart Score of 54/100 (C-).

DK

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 3.0Value: 8.3Quality: 5.0

PSX

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 7.3Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DKUndervalued (+60.5%)

Margin of Safety

+60.5%

Fair Value

$87.46

Current Price

$49.05

$38.41 discount

UndervaluedFair: $87.46Overvalued
PSXUndervalued (+26.3%)

Margin of Safety

+26.3%

Fair Value

$219.13

Current Price

$178.47

$40.66 discount

UndervaluedFair: $219.13Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DK2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

EPS GrowthGrowth
1870.0%10/10

Earnings expanding 1870.0% YoY

PSX4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$71.55B9/10

Large-cap with strong market position

P/E RatioValuation
17.4x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

DK4 concerns · Avg: 3.0/10
Price/BookValuation
10.2x4/10

Trading at 10.2x book value

Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Profit MarginProfitability
-0.5%1/10

Currently unprofitable

PSX4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

EPS GrowthGrowth
-56.8%2/10

Earnings declined 56.8%

Free Cash FlowQuality
$-2.85B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : DK

The strongest argument for DK centers on PEG Ratio, EPS Growth. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : PSX

The strongest argument for PSX centers on Altman Z-Score, Market Cap, P/E Ratio. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : DK

The primary concerns for DK are Price/Book, Revenue Growth, Return on Equity.

Bear Case : PSX

The primary concerns for PSX are Profit Margin, Operating Margin, EPS Growth. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

DK profiles as a turnaround stock while PSX is a value play — different risk/reward profiles.

PSX carries more volatility with a beta of 0.69 — expect wider price swings.

PSX is growing revenue faster at 6.9% — sustainability is the question.

DK generates stronger free cash flow (278M), providing more financial flexibility.

Bottom Line

PSX scores higher overall (54/100 vs 51/100). DK offers better value entry with a 60.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Delek US Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Delek US Holdings, Inc. participates in the integrated downstream energy business in the United States. The company is headquartered in Brentwood, Tennessee.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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