WallStSmart

Delek US Energy Inc (DK)vsPBF Energy Inc (PBF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PBF Energy Inc generates 185% more annual revenue ($34.37B vs $12.06B). PBF leads profitability with a 3.9% profit margin vs 1.9%. DK appears more attractively valued with a PEG of 0.38. DK earns a higher WallStSmart Score of 72/100 (B).

DK

Strong Buy

72

out of 100

Grade: B

Growth: 7.3Profit: 5.0Value: 7.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.66

PBF

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 5.5Value: 6.0Quality: 6.0
Piotroski: 3/9Altman Z: 2.86
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DKUndervalued (+0.6%)

Margin of Safety

+0.6%

Fair Value

$34.72

Current Price

$78.12

$43.40 discount

UndervaluedFair: $34.72Overvalued
PBFUndervalued (+3.1%)

Margin of Safety

+3.1%

Fair Value

$36.92

Current Price

$77.19

$40.27 discount

UndervaluedFair: $36.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DK3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Revenue GrowthGrowth
47.8%10/10

Revenue surging 47.8% year-over-year

EPS GrowthGrowth
1870.0%10/10

Earnings expanding 1870.0% YoY

PBF4 strengths · Avg: 9.5/10
P/E RatioValuation
6.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
56.2%10/10

Revenue surging 56.2% year-over-year

Free Cash FlowQuality
$1.46B8/10

Generating 1.5B in free cash flow

Areas to Watch

DK4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.664/10

Distress zone — elevated risk

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Price/BookValuation
25.6x2/10

Trading at 25.6x book value

PBF4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : DK

The strongest argument for DK centers on PEG Ratio, Revenue Growth, EPS Growth. Revenue growth of 47.8% demonstrates continued momentum. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : PBF

The strongest argument for PBF centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 56.2% demonstrates continued momentum.

Bear Case : DK

The primary concerns for DK are Altman Z-Score, Return on Equity, Profit Margin. Debt-to-equity of 7.70 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Bear Case : PBF

The primary concerns for PBF are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

DK carries more volatility with a beta of 0.57 — expect wider price swings.

PBF is growing revenue faster at 56.2% — sustainability is the question.

PBF generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DK scores higher overall (72/100 vs 62/100) and 47.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Delek US Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Delek US Holdings, Inc. participates in the integrated downstream energy business in the United States. The company is headquartered in Brentwood, Tennessee.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

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