Dillard's, Inc. (DDS)vsLowe's Companies Inc (LOW)
DDS
Dillard's, Inc.
$591.00
-1.85%
CONSUMER CYCLICAL · Cap: $9.13B
LOW
Lowe's Companies Inc
$224.63
-2.21%
CONSUMER CYCLICAL · Cap: $135.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 1215% more annual revenue ($86.29B vs $6.56B). DDS leads profitability with a 8.7% profit margin vs 7.7%. DDS appears more attractively valued with a PEG of 2.24. DDS earns a higher WallStSmart Score of 46/100 (D+).
DDS
Hold46
out of 100
Grade: D+
LOW
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-160.0%
Fair Value
$247.52
Current Price
$591.00
$343.48 premium
Margin of Safety
-185.3%
Fair Value
$80.51
Current Price
$224.63
$144.12 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Large-cap with strong market position
Areas to Watch
Expensive relative to growth rate
Weak financial health signals
Revenue declined 3.0%
Earnings declined 3.1%
ROE of 0.0% — below average capital efficiency
7.7% margin — thin
Expensive relative to growth rate
Earnings declined 10.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : DDS
The strongest argument for DDS centers on Return on Equity, Altman Z-Score, P/E Ratio.
Bull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap. Revenue growth of 10.9% demonstrates continued momentum.
Bear Case : DDS
The primary concerns for DDS are PEG Ratio, Piotroski F-Score, Revenue Growth.
Bear Case : LOW
The primary concerns for LOW are Return on Equity, Profit Margin, PEG Ratio.
Key Dynamics to Monitor
DDS carries more volatility with a beta of 1.31 — expect wider price swings.
LOW is growing revenue faster at 10.9% — sustainability is the question.
LOW generates stronger free cash flow (964M), providing more financial flexibility.
Monitor DEPARTMENT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
DDS scores higher overall (46/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dillard's, Inc.
CONSUMER CYCLICAL · DEPARTMENT STORES · USA
Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
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