WallStSmart

Dillard's, Inc. (DDS)vsKohl's Corporation (KSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Kohl's Corporation generates 137% more annual revenue ($15.53B vs $6.56B). DDS leads profitability with a 8.7% profit margin vs 1.8%. KSS appears more attractively valued with a PEG of 0.46. KSS earns a higher WallStSmart Score of 62/100 (C+).

DDS

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 7.5Value: 7.3Quality: 6.8
Piotroski: 3/9Altman Z: 6.12

KSS

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 4.0Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DDSSignificantly Overvalued (-160.0%)

Margin of Safety

-160.0%

Fair Value

$247.52

Current Price

$591.00

$343.48 premium

UndervaluedFair: $247.52Overvalued
KSSUndervalued (+82.7%)

Margin of Safety

+82.7%

Fair Value

$108.58

Current Price

$12.43

$96.15 discount

UndervaluedFair: $108.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DDS3 strengths · Avg: 9.3/10
Return on EquityProfitability
31.9%10/10

Every $100 of equity generates 32 in profit

Altman Z-ScoreHealth
6.1210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

KSS4 strengths · Avg: 10.0/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

P/E RatioValuation
5.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
148.8%10/10

Earnings expanding 148.8% YoY

Areas to Watch

DDS4 concerns · Avg: 2.8/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-3.0%2/10

Revenue declined 3.0%

EPS GrowthGrowth
-3.1%2/10

Earnings declined 3.1%

KSS4 concerns · Avg: 3.0/10
Market CapQuality
$1.42B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.9%3/10

ROE of 6.9% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : DDS

The strongest argument for DDS centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bull Case : KSS

The strongest argument for KSS centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : DDS

The primary concerns for DDS are PEG Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : KSS

The primary concerns for KSS are Market Cap, Return on Equity, Profit Margin. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

KSS carries more volatility with a beta of 1.43 — expect wider price swings.

DDS is growing revenue faster at -3.0% — sustainability is the question.

KSS generates stronger free cash flow (640M), providing more financial flexibility.

Monitor DEPARTMENT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

KSS scores higher overall (62/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dillard's, Inc.

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Dillard's, Inc. operates large retail stores in the Southeast, Southwest, and Midwest areas of the United States. The company is headquartered in Little Rock, Arkansas.

Kohl's Corporation

CONSUMER CYCLICAL · DEPARTMENT STORES · USA

Kohl's Corporation is a retail company in the United States. The company is headquartered in Menomonee Falls, Wisconsin.

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