WallStSmart

Carvana Co (CVNA)vsCamping World Holdings Inc (CWH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 219% more annual revenue ($20.32B vs $6.37B). CVNA leads profitability with a 6.9% profit margin vs -1.4%. CVNA earns a higher WallStSmart Score of 60/100 (C+).

CVNA

Buy

60

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 7.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.18

CWH

Hold

50

out of 100

Grade: D+

Growth: 4.7Profit: 2.5Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNAUndervalued (+8.1%)

Margin of Safety

+8.1%

Fair Value

$395.93

Current Price

$308.56

$87.37 discount

UndervaluedFair: $395.93Overvalued

Intrinsic value data unavailable for CWH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA4 strengths · Avg: 9.5/10
Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Revenue GrowthGrowth
58.0%10/10

Revenue surging 58.0% year-over-year

Market CapQuality
$65.96B9/10

Large-cap with strong market position

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

CWH2 strengths · Avg: 9.0/10
EPS GrowthGrowth
122.7%10/10

Earnings expanding 122.7% YoY

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

CVNA3 concerns · Avg: 3.7/10
P/E RatioValuation
35.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
12.8x4/10

Trading at 12.8x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

CWH4 concerns · Avg: 2.8/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Market CapQuality
$389.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-24.7%2/10

ROE of -24.7% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 58.0% demonstrates continued momentum.

Bull Case : CWH

The strongest argument for CWH centers on EPS Growth, Price/Book.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : CWH

The primary concerns for CWH are PEG Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while CWH is a turnaround play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.67 — expect wider price swings.

CVNA is growing revenue faster at 58.0% — sustainability is the question.

CVNA generates stronger free cash flow (379M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (60/100 vs 50/100) and 58.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Camping World Holdings Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Camping World Holdings, Inc., is a recreational vehicle (RV) and outdoor retailer. The company is headquartered in Lincolnshire, Illinois.

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