WallStSmart

Carvana Co (CVNA)vsCamping World Holdings Inc (CWH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Carvana Co generates 257% more annual revenue ($22.52B vs $6.31B). CVNA leads profitability with a 6.4% profit margin vs -1.5%. CVNA earns a higher WallStSmart Score of 56/100 (C).

CVNA

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 7.0Value: 3.7Quality: 7.0
Piotroski: 5/9Altman Z: 2.18

CWH

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 3.0Value: 5.7Quality: 4.0
Piotroski: 3/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVNASignificantly Overvalued (-61.5%)

Margin of Safety

-61.5%

Fair Value

$40.92

Current Price

$61.40

$20.48 premium

UndervaluedFair: $40.92Overvalued
CWHUndervalued (+28.4%)

Margin of Safety

+28.4%

Fair Value

$17.94

Current Price

$6.05

$11.89 discount

UndervaluedFair: $17.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVNA3 strengths · Avg: 9.7/10
Return on EquityProfitability
42.9%10/10

Every $100 of equity generates 43 in profit

Revenue GrowthGrowth
52.0%10/10

Revenue surging 52.0% year-over-year

Market CapQuality
$68.83B9/10

Large-cap with strong market position

CWH2 strengths · Avg: 9.0/10
EPS GrowthGrowth
122.7%10/10

Earnings expanding 122.7% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

CVNA4 concerns · Avg: 3.5/10
P/E RatioValuation
38.0x4/10

Premium valuation, high expectations priced in

Price/BookValuation
11.8x4/10

Trading at 11.8x book value

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Debt/EquityHealth
1.493/10

Elevated debt levels

CWH4 concerns · Avg: 3.5/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Market CapQuality
$378.58M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.6%3/10

Operating margin of 1.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CVNA

The strongest argument for CVNA centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 52.0% demonstrates continued momentum.

Bull Case : CWH

The strongest argument for CWH centers on EPS Growth, Price/Book.

Bear Case : CVNA

The primary concerns for CVNA are P/E Ratio, Price/Book, Profit Margin.

Bear Case : CWH

The primary concerns for CWH are PEG Ratio, Altman Z-Score, Market Cap. Debt-to-equity of 19.03 is elevated, increasing financial risk.

Key Dynamics to Monitor

CVNA profiles as a hypergrowth stock while CWH is a turnaround play — different risk/reward profiles.

CVNA carries more volatility with a beta of 3.46 — expect wider price swings.

CVNA is growing revenue faster at 52.0% — sustainability is the question.

CVNA generates stronger free cash flow (56M), providing more financial flexibility.

Bottom Line

CVNA scores higher overall (56/100 vs 51/100) and 52.0% revenue growth. CWH offers better value entry with a 28.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carvana Co

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Carvana Co., operates an e-commerce platform to buy and sell used cars in the United States. The company is headquartered in Tempe, Arizona.

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Camping World Holdings Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Camping World Holdings, Inc., is a recreational vehicle (RV) and outdoor retailer. The company is headquartered in Lincolnshire, Illinois.

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