Torrid Holdings Inc (CURV)vsRoss Stores Inc (ROST)
CURV
Torrid Holdings Inc
$2.25
-1.32%
CONSUMER CYCLICAL · Cap: $224.37M
ROST
Ross Stores Inc
$230.74
+2.33%
CONSUMER CYCLICAL · Cap: $74.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Ross Stores Inc generates 2483% more annual revenue ($24.51B vs $948.85M). ROST leads profitability with a 10.8% profit margin vs -0.9%. ROST earns a higher WallStSmart Score of 64/100 (C+).
CURV
Hold37
out of 100
Grade: F
ROST
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.9%
Fair Value
$2.85
Current Price
$2.25
$0.60 discount
Margin of Safety
-4.8%
Fair Value
$183.73
Current Price
$230.74
$47.01 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 227.0% YoY
Conservative balance sheet, low leverage
Every $100 of equity generates 39 in profit
Earnings expanding 70.5% YoY
Safe zone — low bankruptcy risk
Large-cap with strong market position
Areas to Watch
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Operating margin of 1.5%
Revenue declined 11.8%
Expensive relative to growth rate
Moderate valuation
Trading at 10.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : CURV
The strongest argument for CURV centers on EPS Growth, Debt/Equity.
Bull Case : ROST
The strongest argument for ROST centers on Return on Equity, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum.
Bear Case : CURV
The primary concerns for CURV are Market Cap, Return on Equity, Operating Margin.
Bear Case : ROST
The primary concerns for ROST are PEG Ratio, P/E Ratio, Price/Book.
Key Dynamics to Monitor
CURV profiles as a turnaround stock while ROST is a value play — different risk/reward profiles.
ROST carries more volatility with a beta of 0.86 — expect wider price swings.
ROST is growing revenue faster at 13.3% — sustainability is the question.
ROST generates stronger free cash flow (624M), providing more financial flexibility.
Bottom Line
ROST scores higher overall (64/100 vs 37/100) and 13.3% revenue growth. CURV offers better value entry with a 63.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Torrid Holdings Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Torrid Holdings Inc. focuses on operating as a portfolio company for Torrid Parent Inc. operating in the North American women's plus size and intimate apparel market. The company is headquartered in City of Industry, California.
Ross Stores Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.
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