Torrid Holdings Inc (CURV)vsRoss Stores Inc (ROST)
CURV
Torrid Holdings Inc
$1.64
+17.99%
CONSUMER CYCLICAL · Cap: $138.30M
ROST
Ross Stores Inc
$230.37
-1.15%
CONSUMER CYCLICAL · Cap: $72.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Ross Stores Inc generates 2326% more annual revenue ($23.78B vs $979.93M). ROST leads profitability with a 9.7% profit margin vs -1.3%. ROST earns a higher WallStSmart Score of 64/100 (C+).
CURV
Avoid27
out of 100
Grade: F
ROST
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+66.1%
Fair Value
$3.04
Current Price
$1.64
$1.40 discount
Margin of Safety
-8.9%
Fair Value
$176.80
Current Price
$230.37
$53.57 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Every $100 of equity generates 37 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Revenue surging 20.6% year-over-year
Earnings expanding 37.4% YoY
Areas to Watch
Smaller company, higher risk/reward
ROE of 0.0% — below average capital efficiency
Operating margin of 3.5%
Revenue declined 7.6%
Premium valuation, high expectations priced in
Trading at 12.0x book value
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CURV
The strongest argument for CURV centers on Debt/Equity.
Bull Case : ROST
The strongest argument for ROST centers on Return on Equity, Altman Z-Score, Market Cap. Revenue growth of 20.6% demonstrates continued momentum.
Bear Case : CURV
The primary concerns for CURV are Market Cap, Return on Equity, Operating Margin.
Bear Case : ROST
The primary concerns for ROST are P/E Ratio, Price/Book, PEG Ratio.
Key Dynamics to Monitor
CURV profiles as a turnaround stock while ROST is a growth play — different risk/reward profiles.
CURV carries more volatility with a beta of 0.96 — expect wider price swings.
ROST is growing revenue faster at 20.6% — sustainability is the question.
ROST generates stronger free cash flow (627M), providing more financial flexibility.
Bottom Line
ROST scores higher overall (64/100 vs 27/100) and 20.6% revenue growth. CURV offers better value entry with a 66.1% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Torrid Holdings Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Torrid Holdings Inc. focuses on operating as a portfolio company for Torrid Parent Inc. operating in the North American women's plus size and intimate apparel market. The company is headquartered in City of Industry, California.
Ross Stores Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.
Visit Website →Compare with Other APPAREL RETAIL Stocks
Want to dig deeper into these stocks?