WallStSmart

Burlington Stores Inc (BURL)vsTorrid Holdings Inc (CURV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Burlington Stores Inc generates 1116% more annual revenue ($11.91B vs $979.93M). BURL leads profitability with a 5.2% profit margin vs -1.3%. BURL earns a higher WallStSmart Score of 59/100 (C).

BURL

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 6.5Value: 2.7Quality: 4.5
Piotroski: 5/9Altman Z: 1.95

CURV

Avoid

27

out of 100

Grade: F

Growth: 2.0Profit: 3.5Value: 6.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BURLSignificantly Overvalued (-27.9%)

Margin of Safety

-27.9%

Fair Value

$239.08

Current Price

$317.05

$77.97 premium

UndervaluedFair: $239.08Overvalued
CURVUndervalued (+66.1%)

Margin of Safety

+66.1%

Fair Value

$3.04

Current Price

$1.64

$1.40 discount

UndervaluedFair: $3.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BURL1 strengths · Avg: 10.0/10
Return on EquityProfitability
34.0%10/10

Every $100 of equity generates 34 in profit

CURV1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.0110/10

Conservative balance sheet, low leverage

Areas to Watch

BURL4 concerns · Avg: 3.8/10
P/E RatioValuation
34.9x4/10

Premium valuation, high expectations priced in

Price/BookValuation
10.7x4/10

Trading at 10.7x book value

Altman Z-ScoreHealth
1.954/10

Grey zone — moderate risk

Profit MarginProfitability
5.2%3/10

5.2% margin — thin

CURV4 concerns · Avg: 2.8/10
Market CapQuality
$138.30M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Revenue GrowthGrowth
-7.6%2/10

Revenue declined 7.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : BURL

The strongest argument for BURL centers on Return on Equity. Revenue growth of 14.1% demonstrates continued momentum.

Bull Case : CURV

The strongest argument for CURV centers on Debt/Equity.

Bear Case : BURL

The primary concerns for BURL are P/E Ratio, Price/Book, Altman Z-Score. Debt-to-equity of 3.20 is elevated, increasing financial risk.

Bear Case : CURV

The primary concerns for CURV are Market Cap, Return on Equity, Operating Margin.

Key Dynamics to Monitor

BURL profiles as a value stock while CURV is a turnaround play — different risk/reward profiles.

BURL carries more volatility with a beta of 1.46 — expect wider price swings.

BURL is growing revenue faster at 14.1% — sustainability is the question.

CURV generates stronger free cash flow (6M), providing more financial flexibility.

Bottom Line

BURL scores higher overall (59/100 vs 27/100) and 14.1% revenue growth. CURV offers better value entry with a 66.1% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Burlington Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Burlington Stores, Inc. is a branded apparel retailer in the United States. The company is headquartered in Burlington, New Jersey.

Torrid Holdings Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Torrid Holdings Inc. focuses on operating as a portfolio company for Torrid Parent Inc. operating in the North American women's plus size and intimate apparel market. The company is headquartered in City of Industry, California.

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