WallStSmart

Carriage Services Inc (CSV)vsThe Home Depot Inc (HD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 40441% more annual revenue ($169.18B vs $417.29M). CSV leads profitability with a 10.7% profit margin vs 8.4%. CSV appears more attractively valued with a PEG of 0.59. CSV earns a higher WallStSmart Score of 66/100 (B-).

CSV

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 7.0Value: 6.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.00

HD

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSVSignificantly Overvalued (-75.9%)

Margin of Safety

-75.9%

Fair Value

$25.10

Current Price

$32.52

$7.42 premium

UndervaluedFair: $25.10Overvalued
HDSignificantly Overvalued (-41.8%)

Margin of Safety

-41.8%

Fair Value

$217.78

Current Price

$308.74

$90.96 premium

UndervaluedFair: $217.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSV4 strengths · Avg: 8.5/10
P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

HD4 strengths · Avg: 9.5/10
Market CapQuality
$304.98B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

Areas to Watch

CSV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

EPS GrowthGrowth
4.1%4/10

4.1% earnings growth

Market CapQuality
$516.49M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.973/10

Elevated debt levels

HD4 concerns · Avg: 3.8/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
18.5x4/10

Trading at 18.5x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CSV

The strongest argument for CSV centers on P/E Ratio, PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bear Case : CSV

The primary concerns for CSV are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 1.97 is elevated, increasing financial risk.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Key Dynamics to Monitor

HD carries more volatility with a beta of 0.95 — expect wider price swings.

HD is growing revenue faster at 5.7% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CSV scores higher overall (66/100 vs 58/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

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