WallStSmart

Carriage Services Inc (CSV)vsService Corporation International (SCI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Service Corporation International generates 947% more annual revenue ($4.37B vs $417.29M). SCI leads profitability with a 12.3% profit margin vs 10.7%. CSV appears more attractively valued with a PEG of 0.59. CSV earns a higher WallStSmart Score of 66/100 (B-).

CSV

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 7.0Value: 6.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.00

SCI

Buy

60

out of 100

Grade: C+

Growth: 4.0Profit: 7.5Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CSVSignificantly Overvalued (-75.9%)

Margin of Safety

-75.9%

Fair Value

$25.10

Current Price

$32.52

$7.42 premium

UndervaluedFair: $25.10Overvalued

Intrinsic value data unavailable for SCI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CSV4 strengths · Avg: 8.5/10
P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

SCI2 strengths · Avg: 9.0/10
Return on EquityProfitability
40.9%10/10

Every $100 of equity generates 41 in profit

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

Areas to Watch

CSV4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

EPS GrowthGrowth
4.1%4/10

4.1% earnings growth

Market CapQuality
$516.49M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.973/10

Elevated debt levels

SCI4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

EPS GrowthGrowth
4.7%4/10

4.7% earnings growth

Altman Z-ScoreHealth
0.482/10

Distress zone — elevated risk

Debt/EquityHealth
3.451/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CSV

The strongest argument for CSV centers on P/E Ratio, PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : SCI

The strongest argument for SCI centers on Return on Equity, Operating Margin. PEG of 1.48 suggests the stock is reasonably priced for its growth.

Bear Case : CSV

The primary concerns for CSV are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 1.97 is elevated, increasing financial risk.

Bear Case : SCI

The primary concerns for SCI are Revenue Growth, EPS Growth, Altman Z-Score. Debt-to-equity of 3.45 is elevated, increasing financial risk.

Key Dynamics to Monitor

SCI carries more volatility with a beta of 0.81 — expect wider price swings.

SCI is growing revenue faster at 3.6% — sustainability is the question.

SCI generates stronger free cash flow (143M), providing more financial flexibility.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CSV scores higher overall (66/100 vs 60/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Carriage Services Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Carriage Services, Inc. provides funeral and cemetery services and merchandise in the United States. The company is headquartered in Houston, Texas.

Service Corporation International

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Service Corporation International offers death care products and services in the United States and Canada. The company is headquartered in Houston, Texas.

Want to dig deeper into these stocks?