WallStSmart

Salesforce.com Inc (CRM)vsRiskified Ltd (RSKD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 11949% more annual revenue ($41.52B vs $344.64M). CRM leads profitability with a 18.0% profit margin vs -8.0%. CRM earns a higher WallStSmart Score of 63/100 (C+).

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

RSKD

Avoid

34

out of 100

Grade: F

Growth: 5.3Profit: 2.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.14
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued

Intrinsic value data unavailable for RSKD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

RSKD2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

RSKD4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$687.39M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Return on EquityProfitability
-8.1%2/10

ROE of -8.1% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : RSKD

The strongest argument for RSKD centers on Debt/Equity, Price/Book.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : RSKD

The primary concerns for RSKD are EPS Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

CRM profiles as a mature stock while RSKD is a turnaround play — different risk/reward profiles.

RSKD carries more volatility with a beta of 1.32 — expect wider price swings.

CRM is growing revenue faster at 12.1% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (63/100 vs 34/100), backed by strong 18.0% margins and 12.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Riskified Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Riskified Ltd. is a leading provider of fraud prevention solutions designed for eCommerce merchants, leveraging sophisticated machine learning and data analytics. Their proprietary platform offers real-time risk assessments that not only improve transaction approval rates but also considerably mitigate fraud-related losses. By streamlining the checkout process, Riskified enhances revenue protection for merchants while prioritizing customer satisfaction. Positioned to benefit from the rapid growth of the digital payments landscape, the company remains committed to innovation and scalability, ensuring its continued relevance and leadership in the evolving eCommerce market.

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