Automatic Data Processing Inc (ADP)vsRiskified Ltd (RSKD)
ADP
Automatic Data Processing Inc
$307.92
+0.51%
TECHNOLOGY · Cap: $116.00B
RSKD
Riskified Ltd
$9.42
-9.16%
TECHNOLOGY · Cap: $1.13B
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 5947% more annual revenue ($22.26B vs $368.15M). ADP leads profitability with a 20.3% profit margin vs -4.2%. ADP earns a higher WallStSmart Score of 64/100 (C+).
ADP
Buy64
out of 100
Grade: C+
RSKD
Avoid30
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-79.9%
Fair Value
$168.59
Current Price
$307.92
$139.33 premium
Margin of Safety
+55.9%
Fair Value
$9.96
Current Price
$9.42
$0.54 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 89 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 26.7%
Conservative balance sheet, low leverage
Revenue surging 21.8% year-over-year
Areas to Watch
Moderate valuation
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -7.5% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.
Bull Case : RSKD
The strongest argument for RSKD centers on Debt/Equity, Revenue Growth. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : ADP
The primary concerns for ADP are P/E Ratio, Debt/Equity, Piotroski F-Score.
Bear Case : RSKD
The primary concerns for RSKD are EPS Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
ADP profiles as a mature stock while RSKD is a growth play — different risk/reward profiles.
RSKD carries more volatility with a beta of 1.26 — expect wider price swings.
RSKD is growing revenue faster at 21.8% — sustainability is the question.
ADP generates stronger free cash flow (598M), providing more financial flexibility.
Bottom Line
ADP scores higher overall (64/100 vs 30/100), backed by strong 20.3% margins. RSKD offers better value entry with a 55.9% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
Riskified Ltd
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Riskified Ltd. is a leading player in the fraud prevention industry, specializing in advanced machine learning and data analytics solutions designed for eCommerce merchants. By improving transaction approval rates and reducing fraud-related losses, the company helps safeguard merchant revenues while enhancing customer experiences. With a strong foothold in the rapidly evolving digital payments sector, Riskified is well-positioned for sustained growth and innovation, continually leveraging its technological expertise to strengthen its competitive advantage in the dynamic eCommerce landscape.
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