WallStSmart

Salesforce.com Inc (CRM)vsRoadzen Inc. (RDZN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 77740% more annual revenue ($42.83B vs $55.02M). CRM leads profitability with a 18.7% profit margin vs -40.9%. RDZN trades at a lower P/E of 4.1x. CRM earns a higher WallStSmart Score of 76/100 (B+).

CRM

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50

RDZN

Avoid

29

out of 100

Grade: F

Growth: 8.0Profit: 2.5Value: 8.3Quality: 5.0
Piotroski: 4/9Altman Z: -7.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+73.6%)

Margin of Safety

+73.6%

Fair Value

$713.24

Current Price

$184.02

$529.22 discount

UndervaluedFair: $713.24Overvalued
RDZNUndervalued (+36.0%)

Margin of Safety

+36.0%

Fair Value

$2.36

Current Price

$1.15

$1.21 discount

UndervaluedFair: $2.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM6 strengths · Avg: 8.7/10
EPS GrowthGrowth
52.2%10/10

Earnings expanding 52.2% YoY

Market CapQuality
$139.28B9/10

Large-cap with strong market position

Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.718/10

Growing faster than its price suggests

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Free Cash FlowQuality
$6.56B8/10

Generating 6.6B in free cash flow

RDZN3 strengths · Avg: 10.0/10
P/E RatioValuation
4.1x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
41.4%10/10

Revenue surging 41.4% year-over-year

Debt/EquityHealth
-1.1610/10

Conservative balance sheet, low leverage

Areas to Watch

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.223/10

Elevated debt levels

RDZN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$100.63M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Free Cash FlowQuality
$-3.98M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on EPS Growth, Market Cap, Return on Equity. Profitability is solid with margins at 18.7% and operating margin at 21.8%. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : RDZN

The strongest argument for RDZN centers on P/E Ratio, Revenue Growth, Debt/Equity. Revenue growth of 41.4% demonstrates continued momentum.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Bear Case : RDZN

The primary concerns for RDZN are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

CRM profiles as a mature stock while RDZN is a hypergrowth play — different risk/reward profiles.

RDZN carries more volatility with a beta of 1.20 — expect wider price swings.

RDZN is growing revenue faster at 41.4% — sustainability is the question.

CRM generates stronger free cash flow (6.6B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (76/100 vs 29/100), backed by strong 18.7% margins and 13.3% revenue growth. RDZN offers better value entry with a 36.0% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Roadzen Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

RoadZen, lnc. The company is headquartered in New Delhi, India.

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