WallStSmart

ServiceNow Inc (NOW)vsRoadzen Inc. (RDZN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 25272% more annual revenue ($13.96B vs $55.02M). NOW leads profitability with a 12.6% profit margin vs -40.9%. RDZN trades at a lower P/E of 4.1x. NOW earns a higher WallStSmart Score of 59/100 (C).

NOW

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

RDZN

Avoid

29

out of 100

Grade: F

Growth: 8.0Profit: 2.5Value: 8.3Quality: 5.0
Piotroski: 4/9Altman Z: -7.08
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+80.8%)

Margin of Safety

+80.8%

Fair Value

$602.92

Current Price

$111.23

$491.69 discount

UndervaluedFair: $602.92Overvalued
RDZNUndervalued (+36.0%)

Margin of Safety

+36.0%

Fair Value

$2.36

Current Price

$1.15

$1.21 discount

UndervaluedFair: $2.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$98.45B9/10

Large-cap with strong market position

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

RDZN3 strengths · Avg: 10.0/10
P/E RatioValuation
4.1x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
41.4%10/10

Revenue surging 41.4% year-over-year

Debt/EquityHealth
-1.1610/10

Conservative balance sheet, low leverage

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
9.8x4/10

Trading at 9.8x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

RDZN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$100.63M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Free Cash FlowQuality
$-3.98M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bull Case : RDZN

The strongest argument for RDZN centers on P/E Ratio, Revenue Growth, Debt/Equity. Revenue growth of 41.4% demonstrates continued momentum.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 60.4x leaves little room for execution misses.

Bear Case : RDZN

The primary concerns for RDZN are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

NOW profiles as a growth stock while RDZN is a hypergrowth play — different risk/reward profiles.

RDZN carries more volatility with a beta of 1.20 — expect wider price swings.

RDZN is growing revenue faster at 41.4% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Bottom Line

NOW scores higher overall (59/100 vs 29/100) and 22.1% revenue growth. RDZN offers better value entry with a 36.0% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Roadzen Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

RoadZen, lnc. The company is headquartered in New Delhi, India.

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