WallStSmart

Salesforce.com Inc (CRM)vsIbotta, Inc. (IBTA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 12028% more annual revenue ($41.52B vs $342.39M). CRM leads profitability with a 18.0% profit margin vs 1.0%. CRM trades at a lower P/E of 23.5x. CRM earns a higher WallStSmart Score of 63/100 (C+).

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83

IBTA

Avoid

30

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 3.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued
IBTASignificantly Overvalued (-2456.1%)

Margin of Safety

-2456.1%

Fair Value

$0.82

Current Price

$29.15

$28.33 premium

UndervaluedFair: $0.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

IBTA1 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

IBTA4 concerns · Avg: 2.8/10
Market CapQuality
$667.68M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.0%3/10

ROE of 1.0% — below average capital efficiency

Profit MarginProfitability
1.0%3/10

1.0% margin — thin

P/E RatioValuation
228.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bull Case : IBTA

The strongest argument for IBTA centers on Price/Book.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Bear Case : IBTA

The primary concerns for IBTA are Market Cap, Return on Equity, Profit Margin. A P/E of 228.5x leaves little room for execution misses. Thin 1.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

CRM profiles as a mature stock while IBTA is a value play — different risk/reward profiles.

CRM is growing revenue faster at 12.1% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRM scores higher overall (63/100 vs 30/100), backed by strong 18.0% margins and 12.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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Ibotta, Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Ibotta, Inc. is a technology company that offers Ibotta Performance Network (IPN) that allows consumer packaged goods brands to deliver digital promotions to consumers. The company is headquartered in Denver, Colorado.

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