WallStSmart

Grab Holdings Ltd (GRAB)vsServiceNow Inc (NOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 295% more annual revenue ($14.73B vs $3.73B). GRAB leads profitability with a 16.0% profit margin vs 11.3%. GRAB appears more attractively valued with a PEG of 0.58. GRAB earns a higher WallStSmart Score of 70/100 (B).

GRAB

Strong Buy

70

out of 100

Grade: B

Growth: 9.3Profit: 5.5Value: 6.3Quality: 5.0
Piotroski: 3/9Altman Z: -0.54

NOW

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GRAB.

NOWUndervalued (+78.3%)

Margin of Safety

+78.3%

Fair Value

$624.48

Current Price

$137.68

$486.80 discount

UndervaluedFair: $624.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GRAB4 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.9%8/10

Revenue surging 21.9% year-over-year

EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$137.02B9/10

Large-cap with strong market position

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

Areas to Watch

GRAB4 concerns · Avg: 3.0/10
P/E RatioValuation
25.4x4/10

Moderate valuation

Operating MarginProfitability
2.1%3/10

Operating margin of 2.1%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.542/10

Distress zone — elevated risk

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
11.4x4/10

Trading at 11.4x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GRAB

The strongest argument for GRAB centers on PEG Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 16.0% and operating margin at 2.1%. Revenue growth of 21.9% demonstrates continued momentum.

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : GRAB

The primary concerns for GRAB are P/E Ratio, Operating Margin, Piotroski F-Score.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 81.8x leaves little room for execution misses.

Key Dynamics to Monitor

NOW carries more volatility with a beta of 0.97 — expect wider price swings.

NOW is growing revenue faster at 24.0% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GRAB scores higher overall (70/100 vs 49/100), backed by strong 16.0% margins and 21.9% revenue growth. NOW offers better value entry with a 78.3% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grab Holdings Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Grab Holdings Ltd is a leading technology platform in Southeast Asia, specializing in a diverse range of services including ride-hailing, food delivery, and digital payment solutions. Founded in 2012, Grab has quickly become integral to urban life in the region, serving millions of consumers while prioritizing innovation and sustainable practices. The company actively engages in strategic partnerships and invests significantly in technology to enhance operational efficiency and expand its offerings. With its focus on integrated consumer services, Grab is well-positioned to capitalize on the burgeoning demand within Southeast Asia's dynamic digital economy.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

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