WallStSmart

Cresud SACIF y A (CRESY)vsOtter Tail Corporation (OTTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cresud SACIF y A generates 78010% more annual revenue ($1.02T vs $1.30B). OTTR leads profitability with a 21.2% profit margin vs 19.2%. CRESY trades at a lower P/E of 5.6x. CRESY earns a higher WallStSmart Score of 72/100 (B).

CRESY

Strong Buy

72

out of 100

Grade: B

Growth: 6.0Profit: 7.0Value: 8.3Quality: 5.0
Piotroski: 3/9Altman Z: 0.83

OTTR

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 7.5Value: 7.3Quality: 6.3
Piotroski: 2/9Altman Z: 1.67
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CRESYUndervalued (+87.2%)

Margin of Safety

+87.2%

Fair Value

$99.22

Current Price

$12.33

$86.89 discount

UndervaluedFair: $99.22Overvalued
OTTRSignificantly Overvalued (-92.9%)

Margin of Safety

-92.9%

Fair Value

$44.54

Current Price

$86.55

$42.01 premium

UndervaluedFair: $44.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRESY4 strengths · Avg: 8.8/10
P/E RatioValuation
5.6x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

Revenue GrowthGrowth
20.3%8/10

Revenue surging 20.3% year-over-year

OTTR4 strengths · Avg: 8.3/10
Profit MarginProfitability
21.2%9/10

Keeps 21 of every $100 in revenue as profit

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

Areas to Watch

CRESY4 concerns · Avg: 3.5/10
Price/BookValuation
9.9x4/10

Trading at 9.9x book value

EPS GrowthGrowth
1.8%4/10

1.8% earnings growth

Market CapQuality
$837.76M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.963/10

Elevated debt levels

OTTR4 concerns · Avg: 3.8/10
PEG RatioValuation
1.724/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

Altman Z-ScoreHealth
1.674/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CRESY

The strongest argument for CRESY centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 19.2% and operating margin at 24.3%. Revenue growth of 20.3% demonstrates continued momentum.

Bull Case : OTTR

The strongest argument for OTTR centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 21.2% and operating margin at 22.2%.

Bear Case : CRESY

The primary concerns for CRESY are Price/Book, EPS Growth, Market Cap. Debt-to-equity of 1.96 is elevated, increasing financial risk.

Bear Case : OTTR

The primary concerns for OTTR are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

CRESY profiles as a growth stock while OTTR is a value play — different risk/reward profiles.

OTTR carries more volatility with a beta of 0.52 — expect wider price swings.

CRESY is growing revenue faster at 20.3% — sustainability is the question.

OTTR generates stronger free cash flow (22M), providing more financial flexibility.

Bottom Line

CRESY scores higher overall (72/100 vs 63/100), backed by strong 19.2% margins and 20.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cresud SACIF y A

INDUSTRIALS · CONGLOMERATES · USA

Cresud Sociedad Annima Comercial, Inmobiliaria, Financiera y Agropecuaria, an agricultural company, produces agricultural commodities in Brazil and other Latin American countries. The company is headquartered in Buenos Aires, Argentina.

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Otter Tail Corporation

INDUSTRIALS · CONGLOMERATES · USA

Otter Tail Corporation is engaged in electrical service, manufacturing and plastic piping businesses in the United States. The company is headquartered in Fergus Falls, Minnesota.

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