WallStSmart

3M Company (MMM)vsOtter Tail Corporation (OTTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

3M Company generates 1815% more annual revenue ($25.18B vs $1.32B). OTTR leads profitability with a 14.8% profit margin vs 11.9%. MMM appears more attractively valued with a PEG of 1.55. MMM earns a higher WallStSmart Score of 66/100 (B-).

MMM

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 8.0Value: 4.0Quality: 5.0
Piotroski: 5/9Altman Z: 2.82

OTTR

Buy

57

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 1.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MMMSignificantly Overvalued (-47.5%)

Margin of Safety

-47.5%

Fair Value

$117.17

Current Price

$165.89

$48.72 premium

UndervaluedFair: $117.17Overvalued

Intrinsic value data unavailable for OTTR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MMM4 strengths · Avg: 8.8/10
Return on EquityProfitability
101.5%10/10

Every $100 of equity generates 102 in profit

Market CapQuality
$83.99B9/10

Large-cap with strong market position

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

EPS GrowthGrowth
32.8%8/10

Earnings expanding 32.8% YoY

OTTR2 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.0%8/10

Strong operational efficiency at 24.0%

Areas to Watch

MMM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

P/E RatioValuation
29.2x4/10

Moderate valuation

Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

Price/BookValuation
29.0x2/10

Trading at 29.0x book value

OTTR4 concerns · Avg: 3.8/10
PEG RatioValuation
2.014/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Altman Z-ScoreHealth
1.734/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : MMM

The strongest argument for MMM centers on Return on Equity, Market Cap, Operating Margin.

Bull Case : OTTR

The strongest argument for OTTR centers on Price/Book, Operating Margin.

Bear Case : MMM

The primary concerns for MMM are PEG Ratio, P/E Ratio, Revenue Growth. Debt-to-equity of 4.25 is elevated, increasing financial risk.

Bear Case : OTTR

The primary concerns for OTTR are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

MMM carries more volatility with a beta of 1.07 — expect wider price swings.

MMM is growing revenue faster at 2.5% — sustainability is the question.

MMM generates stronger free cash flow (763M), providing more financial flexibility.

Monitor CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MMM scores higher overall (66/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

3M Company

INDUSTRIALS · CONGLOMERATES · USA

The 3M Company is an American multinational conglomerate corporation operating in the fields of industry, worker safety, US health care, and consumer goods. The company produces over 60,000 products under several brands, including adhesives, abrasives, laminates, passive fire protection, personal protective equipment, window films, paint protection films, dental and orthodontic products, electrical and electronic connecting and insulating materials, medical products, car-care products, electronic circuits, healthcare software and optical films. It is based in Maplewood, a suburb of Saint Paul, Minnesota.

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Otter Tail Corporation

INDUSTRIALS · CONGLOMERATES · USA

Otter Tail Corporation is engaged in electrical service, manufacturing and plastic piping businesses in the United States. The company is headquartered in Fergus Falls, Minnesota.

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