WallStSmart

Cresud SACIF y A (CRESY)vs3M Company (MMM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cresud SACIF y A generates 4059% more annual revenue ($1.04T vs $25.02B). CRESY leads profitability with a 18.0% profit margin vs 11.1%. CRESY trades at a lower P/E of 5.4x. MMM earns a higher WallStSmart Score of 56/100 (C).

CRESY

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.7Quality: 3.5
Piotroski: 3/9Altman Z: 0.83

MMM

Buy

56

out of 100

Grade: C

Growth: 2.7Profit: 8.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 2.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CRESY.

MMMSignificantly Overvalued (-51.6%)

Margin of Safety

-51.6%

Fair Value

$114.04

Current Price

$153.76

$39.72 premium

UndervaluedFair: $114.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRESY2 strengths · Avg: 10.0/10
P/E RatioValuation
5.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

MMM3 strengths · Avg: 9.0/10
Return on EquityProfitability
85.4%10/10

Every $100 of equity generates 85 in profit

Market CapQuality
$79.75B9/10

Large-cap with strong market position

Operating MarginProfitability
23.3%8/10

Strong operational efficiency at 23.3%

Areas to Watch

CRESY4 concerns · Avg: 2.8/10
Market CapQuality
$777.34M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.493/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-26.3%2/10

Earnings declined 26.3%

MMM4 concerns · Avg: 3.5/10
PEG RatioValuation
1.594/10

Expensive relative to growth rate

P/E RatioValuation
29.5x4/10

Moderate valuation

Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Price/BookValuation
24.6x2/10

Trading at 24.6x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CRESY

The strongest argument for CRESY centers on P/E Ratio, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 12.2%.

Bull Case : MMM

The strongest argument for MMM centers on Return on Equity, Market Cap, Operating Margin.

Bear Case : CRESY

The primary concerns for CRESY are Market Cap, Debt/Equity, Piotroski F-Score.

Bear Case : MMM

The primary concerns for MMM are PEG Ratio, P/E Ratio, Revenue Growth. Debt-to-equity of 3.85 is elevated, increasing financial risk.

Key Dynamics to Monitor

MMM carries more volatility with a beta of 1.09 — expect wider price swings.

CRESY is growing revenue faster at 5.0% — sustainability is the question.

MMM generates stronger free cash flow (349M), providing more financial flexibility.

Monitor CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MMM scores higher overall (56/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cresud SACIF y A

INDUSTRIALS · CONGLOMERATES · USA

Cresud Sociedad Annima Comercial, Inmobiliaria, Financiera y Agropecuaria, an agricultural company, produces agricultural commodities in Brazil and other Latin American countries. The company is headquartered in Buenos Aires, Argentina.

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3M Company

INDUSTRIALS · CONGLOMERATES · USA

The 3M Company is an American multinational conglomerate corporation operating in the fields of industry, worker safety, US health care, and consumer goods. The company produces over 60,000 products under several brands, including adhesives, abrasives, laminates, passive fire protection, personal protective equipment, window films, paint protection films, dental and orthodontic products, electrical and electronic connecting and insulating materials, medical products, car-care products, electronic circuits, healthcare software and optical films. It is based in Maplewood, a suburb of Saint Paul, Minnesota.

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