Circle Internet Group, Inc. (CRCL)vsWalmart Inc. (WMT)
CRCL
Circle Internet Group, Inc.
$113.67
+0.37%
FINANCIAL SERVICES · Cap: $32.39B
WMT
Walmart Inc.
$130.43
+0.37%
CONSUMER DEFENSIVE · Cap: $1.04T
Smart Verdict
WallStSmart Research — data-driven comparison
Walmart Inc. generates 25865% more annual revenue ($713.16B vs $2.75B). WMT leads profitability with a 3.1% profit margin vs -2.5%. CRCL appears more attractively valued with a PEG of 4.35. WMT earns a higher WallStSmart Score of 43/100 (D).
CRCL
Hold42
out of 100
Grade: D
WMT
Hold43
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CRCL.
Margin of Safety
-90.0%
Fair Value
$68.54
Current Price
$130.43
$61.89 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 76.9% year-over-year
Earnings expanding 880.0% YoY
Conservative balance sheet, low leverage
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Every $100 of equity generates 22 in profit
Generating 6.1B in free cash flow
Areas to Watch
Trading at 8.3x book value
Weak financial health signals
Expensive relative to growth rate
ROE of -2.8% — below average capital efficiency
Trading at 10.4x book value
3.1% margin — thin
Operating margin of 4.6%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : CRCL
The strongest argument for CRCL centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 76.9% demonstrates continued momentum.
Bull Case : WMT
The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.
Bear Case : CRCL
The primary concerns for CRCL are Price/Book, Piotroski F-Score, PEG Ratio.
Bear Case : WMT
The primary concerns for WMT are Price/Book, Profit Margin, Operating Margin. A P/E of 47.7x leaves little room for execution misses. Thin 3.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
CRCL profiles as a hypergrowth stock while WMT is a value play — different risk/reward profiles.
CRCL is growing revenue faster at 76.9% — sustainability is the question.
WMT generates stronger free cash flow (6.1B), providing more financial flexibility.
Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WMT scores higher overall (43/100 vs 42/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Circle Internet Group, Inc.
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Circle Internet Group, Inc. is a platform, network, and market infrastructure for stablecoin and blockchain applications. The company is headquartered in New York, New York.
Visit Website →Walmart Inc.
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.
Visit Website →Compare with Other CAPITAL MARKETS Stocks
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