WallStSmart

Camden Property Trust (CPT)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 40% more annual revenue ($2.21B vs $1.58B). CPT leads profitability with a 24.5% profit margin vs 17.6%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 50/100 (D+).

CPT

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 0.74

MAA

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPTUndervalued (+13.8%)

Margin of Safety

+13.8%

Fair Value

$128.50

Current Price

$112.60

$15.90 discount

UndervaluedFair: $128.50Overvalued

Intrinsic value data unavailable for MAA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPT2 strengths · Avg: 8.5/10
Profit MarginProfitability
24.5%9/10

Keeps 25 of every $100 in revenue as profit

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

CPT4 concerns · Avg: 3.0/10
P/E RatioValuation
32.1x4/10

Premium valuation, high expectations priced in

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.063/10

Elevated debt levels

PEG RatioValuation
9.172/10

Expensive relative to growth rate

MAA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Debt/EquityHealth
1.023/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CPT

The strongest argument for CPT centers on Profit Margin, Price/Book. Profitability is solid with margins at 24.5% and operating margin at 3.7%.

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.

Bear Case : CPT

The primary concerns for CPT are P/E Ratio, Operating Margin, Debt/Equity.

Bear Case : MAA

The primary concerns for MAA are Revenue Growth, Return on Equity, Debt/Equity. A P/E of 42.0x leaves little room for execution misses.

Key Dynamics to Monitor

CPT profiles as a declining stock while MAA is a value play — different risk/reward profiles.

CPT carries more volatility with a beta of 0.81 — expect wider price swings.

MAA is growing revenue faster at 0.8% — sustainability is the question.

MAA generates stronger free cash flow (16M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (50/100 vs 49/100), backed by strong 17.6% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Camden Property Trust

REAL ESTATE · REIT - RESIDENTIAL · USA

Camden Property Trust, an S&P 400 company, is a real estate company primarily engaged in the ownership, management, development, remodeling, acquisition, and construction of multi-family apartment communities.

Visit Website →

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

Want to dig deeper into these stocks?