WallStSmart

Mid-America Apartment Communities Inc (MAA)vsSun Communities Inc (SUI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Communities Inc generates 4% more annual revenue ($2.30B vs $2.21B). SUI leads profitability with a 59.2% profit margin vs 20.2%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 52/100 (C-).

MAA

Buy

52

out of 100

Grade: C-

Growth: 5.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78

SUI

Hold

48

out of 100

Grade: D+

Growth: 2.7Profit: 6.5Value: 4.0Quality: 6.0
Piotroski: 3/9Altman Z: 0.30
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$122.38

$96.68 premium

UndervaluedFair: $25.70Overvalued

Intrinsic value data unavailable for SUI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAA4 strengths · Avg: 8.8/10
Revenue GrowthGrowth
100.0%10/10

Revenue surging 100.0% year-over-year

Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

SUI2 strengths · Avg: 9.0/10
Profit MarginProfitability
59.2%10/10

Keeps 59 of every $100 in revenue as profit

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Areas to Watch

MAA4 concerns · Avg: 3.0/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
7.032/10

Expensive relative to growth rate

SUI4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Return on EquityProfitability
1.0%3/10

ROE of 1.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
8.162/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : MAA

The strongest argument for MAA centers on Revenue Growth, Profit Margin, Price/Book. Profitability is solid with margins at 20.2% and operating margin at 28.4%. Revenue growth of 100.0% demonstrates continued momentum.

Bull Case : SUI

The strongest argument for SUI centers on Profit Margin, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 15.5%.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Return on Equity, Piotroski F-Score.

Bear Case : SUI

The primary concerns for SUI are Revenue Growth, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

MAA profiles as a growth stock while SUI is a value play — different risk/reward profiles.

SUI carries more volatility with a beta of 0.88 — expect wider price swings.

MAA is growing revenue faster at 100.0% — sustainability is the question.

MAA generates stronger free cash flow (159M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (52/100 vs 48/100), backed by strong 20.2% margins and 100.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

Sun Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Sun Communities Inc. (SUI) is a leading real estate investment trust (REIT) focused on the ownership, operation, and development of manufactured housing and recreational vehicle (RV) communities across the United States and Ontario, Canada. With a diverse portfolio exceeding 600 properties, Sun Communities prioritizes reliable rental income generation while enhancing tenant living experiences through strategic acquisitions and community improvements. The company’s commitment to sustainable practices and responsible land management positions it favorably for long-term growth, appealing to institutional investors seeking stability and value in an evolving housing market.

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