WallStSmart

Mid-America Apartment Communities Inc (MAA)vsSun Communities Inc (SUI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Communities Inc generates 5% more annual revenue ($2.33B vs $2.22B). MAA leads profitability with a 18.2% profit margin vs -37.4%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 56/100 (C).

MAA

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68

SUI

Hold

40

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.0
Piotroski: 5/9Altman Z: 0.56
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MAA.

SUIUndervalued (+39.3%)

Margin of Safety

+39.3%

Fair Value

$210.55

Current Price

$121.36

$89.19 discount

UndervaluedFair: $210.55Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
25.4%8/10

Strong operational efficiency at 25.4%

SUI2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

Areas to Watch

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
39.3x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Debt/EquityHealth
1.053/10

Elevated debt levels

SUI4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

PEG RatioValuation
8.162/10

Expensive relative to growth rate

P/E RatioValuation
158.1x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-15.6%2/10

ROE of -15.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 18.2% and operating margin at 25.4%.

Bull Case : SUI

The strongest argument for SUI centers on Price/Book, Operating Margin.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Bear Case : SUI

The primary concerns for SUI are Revenue Growth, PEG Ratio, P/E Ratio. A P/E of 158.1x leaves little room for execution misses.

Key Dynamics to Monitor

MAA profiles as a value stock while SUI is a turnaround play — different risk/reward profiles.

SUI carries more volatility with a beta of 0.77 — expect wider price swings.

MAA is growing revenue faster at 1.0% — sustainability is the question.

MAA generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (56/100 vs 40/100), backed by strong 18.2% margins. SUI offers better value entry with a 39.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

Sun Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Sun Communities Inc. (SUI) is a prominent real estate investment trust (REIT) specializing in acquiring, developing, and managing a diverse array of manufactured housing and recreational vehicle (RV) communities throughout the U.S. and Canada. With a robust portfolio of over 600 properties, the company emphasizes long-term value creation by generating consistent rental income and enhancing tenant experiences. Sun Communities is dedicated to sustainability and responsible land use, positioning itself as a strong contender in the burgeoning affordable housing market, appealing to institutional investors looking for stability and growth in their portfolios.

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